Daily investment of additional funds | Easy access for invested funds for day to day payments
Instant Salary Advance | Automated Monthly Bill Payment
E-Commerce enabled Debit Card | Digital Banking Services
Permanent Employees of Government, Semi-Government and Private Sector (Should be a member of EPF Fund or Pension Scheme)
Qualified Professionals
BOC Smart Salary Saver Account can be opened at any Bank of Ceylon branch island wide if you are a salaried individual in the age of 18 to 55 years of age, earning a take home salary above Rs. 25,000/- per month.
Documents Needed
BOC Smart Salary Saver Account Opening Application
Fund Management Account Opening Application | Salary Slips of last three months duly certified by the Employer
Documentary evidence to confirm the employment status
Employer Confirmation Form | National Identity Card
For Qualified Professionals; Letter/ Membership Card issued by Professional Institution | Documents to prove the source of income and average monthly income
Last three month’s income statements/ Tax receipts
For Salary Advance Facility; Salary Advance Application | Salary Advance Agreement
Terms and Conditions

  • It is required to remit monthly salaries/earnings to BOC Smart Salary Saver Account continuously
  • Facilities are provided subject to fulfillment of terms and conditions imposed by the Bank
  • Bank of Ceylon holds the right to change, add or revise any conditions and facilities offered for BOC Smart Salary Saver Accounts.
  • It is advisable to contact your nearest BOC branch or our Call Centre on 1975 for the latest information and prevailing terms and conditions