Competitive fixed interest rates | Quick and efficient service
A Nivasa Housing Loan can be obtained for following purposes;
To purchase a block of land or to build a new house
To complete the ongoing construction of a new house or for renovations of an existing house
To repay a loan obtained from a financial institution for housing purposes
To purchase an apartment in a housing complex
Any business professional or a permanently employed individual with a fixed monthly income is eligible.
Individuals paying tax and individuals employed overseas are also eligible.
Documents Needed
Original title deed of the present owner and any other previous deeds available
Approved survey plan (it should be less than 10 years old if not, a resurvey has to be done and a new plan drawn / licensed surveyor has to endorse on the existing approved plan after the resurvey that the extent of the land and the boundaries are in order) and any other previous plans available
Certificate of ownership of the property | Certificate of non-vesting | Notice of assessment for the current year | Tax receipt of the last quarter
Certificate of Street Line/Building Line (if Street Line/Building Line is not applicable in the said area a certificate from the relevant local authority confirming the same should be obtained)
Approved building plan | Certificate of conformity
Sales agreement/Letter of consent of the seller to sell the property including the sale price