Competitive variable interest rates.
Loan repayment period up to 20 years.
Extendable repayment options to start paying lower installments at the early stages of repayment and increase gradually as your income increases.
Professionals and salaried permanent employees between the age of 18 to 60 years
Should be a professional or a salaried permanent employee with a monthly net income of Rs. 50,000/- or more
Please visit your nearest Pan Asia branch to apply for a Nivasa Stepup Housing Loan.
Documents Needed
Original title deed of the present owner and any other previous deeds available
Approved survey plan (it should be less than 10 years old if not, a resurvey has to be done and a new plan drawn/licensed surveyor has to endorse on the existing approved plan after the resurvey that the extent of the land and the boundaries are in order) and any other previous plans available
Certificate of ownership of the property | Certificate of non-vesting | Notice of assessment for the current year | Tax receipt of the last quarter
Certificate of Street Line/Building Line (if Street Line/Building Line is not applicable in the said area a certificate from the relevant local authority confirming the same should be obtained)
Approved building plan | Certificate of conformity |
Sales agreement/ letter of consent of the seller to sell the property including the sale price
Letter of assurance of vacant possession (if the loan is to purchase a house only)