Up to 100% of the gold value assessed by SDB can be financed. Customers are given the option of contributing to the total invoiced amount
Maximum loan amount of Rs. 500,000/= and a minimum of Rs. 100,000/=
Customer should open an Investment Savings Account (ISA) with SDB with a minimum initial deposit of Rs. 500/=
Customer should agree to remit monthly salary / installment.
Repayment period up to 48 months
No guarantors required
Permanent service not considered
The item purchased will be lodged with bank until the full repayment of the loan
Sri Lankan citizens above the age of 18 with a guaranteed permanent income including staff members of SDB.
Ranmini Loan: Loans should mature before retirement.
Documents Needed
A duly filled loan application OR pawning ticket
Copy of the national identity card / passport / driver’s license for identification
Address verification document (i.e. copy of fixed utility bill, bank statement, etc) if current postal address differs from the national identity card or identification document