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Features
No personal guarantors or down payments
Lifestyle Wedding Loan amount maximum of LKR3,500,000
Option of repaying the loan based on a reducing balance or an equal installment scheme
Flexibility to choose the repayment period of up to 5 years (60 instalments)
Choice of both fixed and floating rate interest rate options
Freedom of making a joint application (spouse only) provided the joint applicant earns the minimum remuneration as specified below
Eligibility
Between 18 and 55 years of age
Employed in an established company
Currently employed in a confirmed post
Earning a net remuneration of LKR20,000 (with a minimum basic salary of LKR15,000) excluding vehicle allowance if you are an existing HSBC customer
Earning a net remuneration of LKR30,000 (with a minimum basic salary of LKR25,000) excluding vehicle allowance if you are a non-HSBC customer
Documents Needed
A duly completed Lifestyle Loan application — see below —and promissory note
A copy of National Identity Card
A letter from employer confirming employee details (as per the application specimen)
A set of bank statements and pay slips for the last three months
A a copy of a recent utility bill (only for non-existing HSBC customers)