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Features
No personal guarantors or down payments / Travel loan amount maximum of LKR3,500,000
Option of repaying the loan based on a reducing balance or an equal installment scheme
Flexibility to choose the repayment period of up to 5 years (60 instalments)
Choice of both fixed and floating rate interest rate options
Freedom of making a joint application (spouse only) provided the joint applicant earns the minimum remuneration as specified below
Eligibility
between 18 and 55 years of age / employed in an established company / currently employed in a confirmed post
earning a net remuneration of LKR20,000 (with a minimum basic salary of LKR15,000) excluding vehicle allowance if you are an existing HSBC customer
earning a net remuneration of LKR30,000 (with a minimum basic salary of LKR25,000) excluding vehicle allowance if you are a non-HSBC customer
Documents Needed
A duly completed Lifestyle Loan application — see below —and promissory note
A copy of National Identity Card
A letter from employer confirming employee details (as per the application specimen)
A set of bank statements and pay slips for the last three months
A copy of recent utility bill (only for non existing HSBC customers)