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Features
This housing loan scheme is specially designed for Sri Lankans who are working aboard having a monthly income either individually or jointly with spouse.
You can start building your own home even you are away from the mother land.
Purchase of a house or Land.
Construction of a house.
Purchasing a bare land & constructing a house for residential purposes.
Complete the construction of a partially built house.
Renovate, modify or extend an existing house.
Eligibility
The maximum loan amount is determined, considering the repayment capacity & the Forced Sale Value (FSV) of the property as determined by the Bank
To purchase a house or to purchase a land and construct a house, applicant can borrow up to 70% of the total cost of the housing project.
To Extend or renovate your house, applicant can borrow up to 90% of the bill of quantity (BOQ) value
Loan will be in USD and proceeds of loan will be released only in Sri Lankan rupees.
Repayment should be made in foreign currency through the NRFC account.
Documents Needed
Application
Letter from employer stating that Net salary, Allowances, Designation, Period of service including the period of balance employment.
Last 06 months salary slips.
Last 06 months bank statements.
Copy of the service agreement.
Copy of the passport/Visa.