Features
An attractive interest rate
Flexible repayment periods up to a maximum of 12 years
Ability to apply jointly with spouse
Speedy loan approval process
Optimum (maximum) loan amount is decided based on monthly income and repayment capacity
Eligibility
Resident, Sri Lankan nationals / Age between 18 – 60 years
Available for salaried individuals and professionals
– Applicable for permanent employees at Government, Semi-Government, private sector institutions and professionals
– Those employed in ‘Trainee’ capacity attached to the Government sector will also be considered
Minimum gross monthly income should be Rs.20,000 or may be sufficient as determined by the Bank based on profession/employment
Documents Needed
Duly completed Personal Loan application / Copy of NIC or valid Driving License
Copy of Office ID (if available) / Letter from the employer confirming employment, designation, salary and service period
Latest 3 months’ Salary Slips and Bank statements
Proof of address – Latest utility bill indicating applicant’s name and address
Salary remittance/loan instalment remittance letter from employer/ Standing order instruction form from a recognised financial institution