If you are a Government Pensioner or widow/widower who receives your spouse's pension through Pensions Department, CEB or Central Bank of Sri Lanka, you can apply for this loan scheme.
Your age need to be below 74 years of age and the loan should be paid in full 01 month before you reach your 75th Birthday. (For joint application both you & your other parties need to meet this requirement).
Joint income could be considered if the spouse is also a government pensioner.
Your monthly pension should be remitted to your Commercial Bank account.
The minimum net pension should be Rs. 25,000/- per month.