Logo
  • InsuranceNew
  • Banks
  • Tools
  • Offers
ApplyApply for a productSign in
Apply

Compare banks, loans, cards & deposits in Sri Lanka

Live rates from 45+ banks and finance companies, side by side — free and independent. Rankings are by rate, never by who pays us. How we rank

  • Compare loansfrom 7.00%
  • FD ratesup to 13.50%
  • Card offers473 running
  • Apply in one formWe match you to a lender

We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Best rates today

All rates →
  • 12-month FD13.50%Richard Pieris FinanceHighest standard rate
  • 5-year FD16.00%SMB Finance PLCHighest standard rate
  • Housing loan10.00%Sampath Bank Lowest advertised
  • Vehicle loan12.00%PABC BankLowest advertised

Browse by category

What are you looking for?

Debit Cards

Compare debit cards from multiple banks

Explore

Credit Cards

Compare credit cards from multiple banks

Explore

Home Loans

Find the best mortgage rates

Explore

Savings

High-interest savings accounts

Explore

Investments

Fixed deposits and investment options

Explore

Personal Loans

Quick personal loans with low rates

Explore

Propositions

Explore various loan propositions

Explore
Banks & Finance CompaniesOffers & Promotions

Fixed deposit rates · November 2026

Best FD rates in Sri Lanka today

Published rates from 44 banks and finance companies, compared across tenures from 1 month to 5 years. The top 12-month rate is 13.50% at Richard Pieris Finance against a market average of 10.49% — Rs. 100,000 there returns LKR 112,150 after 10% AIT.

Compare all FD rates →

Top 12-month fixed deposit rates

View all 12-month rates
#InstitutionTypeRate p.a.Calculate
1
Richard Pieris Finance
Finance company13.50%Calculate
2
SMB Finance PLC
Finance company12.88%Calculate
3
Softlogic Finance
Finance company12.88%Calculate
4
Fintrex Finance
Finance company12.25%Calculate
5
Assetline Finance
Finance company12.00%Calculate
6
Cargills Bank
Private bank12.00%Calculate

Best rates at a glance

  • 3 months· UB Finance11.41%
  • 6 months· Richard Pieris Finance11.50%
  • 1 year· Richard Pieris Finance13.50%
  • 2 years· LCB Finance15.00%
  • 5 years· SMB Finance PLC16.00%
Senior citizen rates →

FD calculator

Starts at the top 12-month rate (13.50%); compare every institution on the next page.

New on AnyBanQ

Ask AnyBanQ with AI, here or in your own assistant

AnyBanQ Agent

Ask in your own words, in English, Sinhala or Tamil. It checks live rates from the banks and finance companies on AnyBanQ, compares products, works out what you can afford and prepares your application. It gives information, not financial advice, and never applies for you: you choose, and the bank decides.

  • Best 12-month FD rates for LKR 1,000,000
  • Cheapest personal loan for LKR 2,000,000 over 5 years
  • I earn LKR 250,000 a month. How big a housing loan can I afford?
Ask AnyBanQ Agent Or use it in Claude or ChatGPT

Verified by Verifia

Optional

After you apply, you can verify your identity with Verifia in about three minutes. The bank then sees your application marked “Verified by Verifia”, which can help it move faster. Your application goes ahead either way.

  • A photo of your NIC card
  • A short selfie to confirm it is really you
  • With your consent, your bank confirms the account is held under your NIC
Start an application
Use AnyBanQ in your AI assistantNewConnect anybanq.lk to Claude, ChatGPT, Cursor or VS Code and ask about FD rates, loans, cards, branches, exchange rates and unit trusts from inside your assistant. Free, public data only, no sign-in.Connect your assistant

Card offers

Biggest discounts right now

All 473 offers
  • 50% off
    Sampath Bank

    Ravana Garden - Ambalantota

    Up to 50%

    Until 30 Nov
  • 50% off
    Seylan Bank

    MELHEIM RESORTS

    Enjoy up to 50 % off for Seylan Credit & Debit Cards

    Until 15 Dec
  • 50% off
    Cargills Bank

    Ashadi Jewellers

    Up to 50%

    Until 31 Dec
  • 50% off
    Seylan Bank

    Browns

    Special Discounts upto 50% of on selected products with your Seylan Cards

    Until 31 Dec
All 473 offers

Insurance· powered byInsureMe.lk

Compare insurance quotes

All insurance
  • Motor FullCover for your car, jeep or SUV against accident, fire and theft, plus liability to others. Compare quotes from several insurers.Get quotes
  • Motor Third PartyThe legal minimum cover for your vehicle at a low cost. Compare quotes in minutes.Get quotes
  • TravelProtect your trip against medical emergencies, lost luggage and cancellations.Get quotes
  • LifeProtect your family's financial future. Tell us what you need and our adviser will call you with options.Request a call
  • Global HealthWorldwide private healthcare cover for you and your family, with quotes from leading insurers.Get quotes

Quotes from 16 insurers, free and with no obligation

  • AIA
  • Allianz
  • Amana Takaful
  • Ceylinco General
  • Ceylinco Life
  • Continental
  • Fairfirst
  • HNB Life
  • Janashakthi
  • LOLC
  • MBSL Insurance
  • Orient
  • Sanasa
  • SLIC
  • Softlogic
All insurance
Now Live

Verifia.

Digital identity verification for Sri Lanka — fast, secure NIC and KYC checks for banks, fintechs and businesses. One API, verified in seconds.

NIC VerificationKYC APIBank-grade Security
Learn moreverifia.anybanq.lk
For organisations

AnybanQID

The authenticator for your organisation: staff approve sign-ins and transactions and sign documents with LankaSign certificates — one tap, secured by device-bound keys and biometrics. Staff join by their organisation's invitation.

Sign-in ApprovalsTransaction ApprovalsLankaSign Signatures
Learn moreid.anybanq.lk
Now Live

AnybanQPay

Pay your bills straight from your bank account — every bill you've been sent, what you still owe and your points, in one place. Pay links work without signing in.

Bank Account PaymentsBills & Pay LinksPoints
Open AnybanQPaypay.anybanq.lk
Merchants: register your business →

News

Latest from Sri Lankan banking

All news

  • Article 5 Nov

    Fixed deposit rate changes on 5 November 2026: 2 institutions

  • Article 5 Nov

    Rupee today: US dollar at Rs 332.41 (Central Bank), 5 November 2026

  • News 5 Nov

    Use AnyBanQ.lk inside Claude, ChatGPT and other AI assistants

All news

Events

Upcoming fintech events

All events
  • 12 Nov

    AI Asia Summit 2026

    Cinnamon Grand, Colombo

    By SLASSCOM

  • 18 Nov

    Cyber Security Summit 2026

    Oak Room, Cinnamon Grand, Colombo

    By CICRA and Daily FT

All events

Free tools

Calculators for smarter money decisions

All 18 tools
  • Loan EMI Calculator
  • Fixed Deposit Calculator
  • Loan Affordability Calculator
  • Income Tax (PAYE) Calculator
FD Ladder PlannerDebt Consolidation CalculatorSavings Goal PlannerWHT on Interest CalculatorCurrency & Remittance ComparatorLoan Eligibility CheckerElectricity Bill Calculator

Institutions

47 banks & finance companies compared

Browse all
  • Commercial Bank Of Ceylon PLC logo
  • DFCC Bank PLC logo
  • National Development Bank PLC logo
  • Seylan Bank PLC. logo
  • Amãna Bank PLC logo
  • Sampath Bank PLC logo
  • Hatton National Bank PLC. logo
  • Pan Asia Banking Corporation PLC logo
  • Cargills Bank PLC logo
  • National Savings Bank logo
  • Nations Trust Bank PLC logo
  • HDFC Bank of Sri Lanka logo
  • Citizens Development Business Finance PLC logo
  • Union Bank of Colombo PLC logo
  • Sanasa Development Bank PLC logo
  • LB Finance PLC logo

AnyBanQ is a comparison platform, not a bank. Rates come from each institution and are re-checked regularly — our methodology, editorial policy and who we are. Questions? Contact us.

Banks, Finance Companies & Fintechs

Loading...

Recognition

Backed, featured and building beyond Sri Lanka

AnyBanQ began as a way to compare Sri Lankan bank products in one place. The platform now connects banks, licensed finance companies, fintechs and merchants in a single marketplace, with an AI product wizard that guides people to the option that actually suits them. Along the way the work has been recognised in Sri Lanka and beyond — each item below links to its source.

  • 2026

    Sri Lanka FinTech Awards: Runner-up

    Runner-up for Sustainable FinTech Innovation at the Sri Lanka FinTech Awards 2026, presented at FinTech Night of the Sri Lanka FinTech Festival on 3 November in Colombo. The awards are organised by FinTech Forum Sri Lanka and judged by an independent panel.

    Sri Lanka FinTech Awards ↗Our story and certificate

  • 2025

    Uber Springboard winner

    Selected as one of five Sri Lankan startups in Uber's Springboard programme, earning a mentorship placement at Uber's Tech Centre of Excellence in Hyderabad alongside T-Hub, Microsoft and Google.

    Daily FT ↗

  • 2025

    Featured by the IFC

    Co-founder Petula Wijesinghe profiled in the International Finance Corporation's Accelerate Her series on women technopreneurs, which describes AnyBanQ as Sri Lanka's first digital banking information platform.

    IFC ↗

  • 2022

    Mastercard agreement

    Mastercard signed an agreement with Fintech Digital, which operates AnyBanQ, to accelerate financial inclusion in Sri Lanka through financial literacy and wider awareness of digital payments.

    Daily FT ↗

  • 2026

    Sri Lanka FinTech Festival, Colombo

    AnyBanQ took part in the first Sri Lanka FinTech Festival, held on 2 and 3 November 2026 at Shangri-La Colombo, where it received the Runner-up award for Sustainable FinTech Innovation at the Sri Lanka FinTech Awards.

    Sri Lanka FinTech Festival ↗
LKdomain
AnybanQ Logo
Follow Us

Quick Links

  • Credit Cards
  • Debit Cards
  • Personal Loans
  • Vehicle Loans / Leasings
  • Housing Loans
  • Offers
  • Merchants
  • AnyBanq Points
  • Propositions
  • Savings & Current
  • Fixed Deposits
  • AnyBanQ Agent (AI)
  • Use in AI assistants
  • News
  • Courses
  • Alerts
  • FAQ

Contact Info

  • [email protected]
  • Clobe (Pvt) Ltd
    Level 35, East Tower, World Trade Centre,
    Echelon Square, Colombo (00100), Sri Lanka

Fixed deposit rates

  • Compare FD rates
  • 3-month FD rates
  • 6-month FD rates
  • 12-month FD rates
  • 24-month FD rates
  • Senior citizen FD rates
  • Bank FD rates
  • Finance company FD rates
  • FD rate history
  • Fixed deposit guide
  • FD calculator

Company

  • About us
  • Contact us
  • Our methodology
  • Editorial policy
  • Safe investing
  • Terms of use
  • Privacy policy

Rates are collected from published sources and can change without notice. AnyBanq is a comparison service, not a bank, and nothing here is financial advice — confirm terms with the institution before you deposit or borrow.

© 2026 Clobe (Private) Limited. All Rights Reserved. · Privacy Policy · Terms ·