Fixed Deposits (FD)

Fixed Deposit (FD) is an investment option given to an individual to place his savings in a fixed term with short term maturities ranging from a minimum of one month to a maximum of five years in general. A Customer is given an opportunity to withdraw the funds upon maturity or have it renewed automatically for the same period. If the duration of the FD is placed requires changing, the Customer could provide new instructions at the renewal. Once the FD is placed, a Customer shall be given a FD confirmation as security. A Customer could also uplift the FD anytime with a prorated interest earning. However, a penalty fee will be charged from a Customer in the event of early termination of the deposit.


Bank Selection
Fixed Deposit Category
Fixed Deposit
1 Month 2 Months 3 Months
6.50% 7.00% 7.50%
6 Months 12 Months (1Y) 24 Months (2Y)
7.50% 7.50% 8.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
8.50% 9.00% 9.50%

Features
Minimum deposit – LKR 10,000
Interest can be retrieved monthly, quarterly, bi-annually, annually or at maturity.
Fixed deposits can also be used as collateral in the event of obtaining a credit facility.
Preferential interest rates can be arranged for exceptionally large deposits.

View more

Call Deposits
1 Month 2 Months 3 Months
Up to 3.50% -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
You can earn a higher rate within a short time span
You have to place your deposit for just 7 days
Even instant withdrawals can be made at reduced rates

View more

Term Investment Account for Children
1 Month 2 Months 3 Months
Contact Bank -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Deposit additional funds at any time through counter deposits, cash deposit machines, fund transfers or remittances
Earn a higher profit share
Reinvest profits earned monthly or to transfer the profit to the normal Children Savings Account
The TI will mature only once the child reaches 18
Initial minimum deposit amount is LKR 50,000/-

View more

Fixed Deposits
1 Month 2 Months 3 Months
6.75% 6.75% 7.00%
6 Months 12 Months (1Y) 24 Months (2Y)
7.50% 7.50% 8.85%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
9.25% 9.65% 10.10%

Features
Select a plan of your choice and receive interests monthly, quarterly, biannually, annually or at maturity.
Get up to 90% of the deposit as a cash advance.
The best way to earn a higher interest rate for your funds.
You can earn a higher rate of interest.
You can request the Bank to renew your deposit at maturity, with interest earned added to the capital or renew just the capital.
04th month interest rate 7.00%

View more

Rising Fixed Deposits
1 Month 2 Months 3 Months
N/A N/A N/A
6 Months 12 Months (1Y) 24 Months (2Y)
N/A N/A 10.87%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.00% 13.70% 13.86%

Features
Increase your interest rate in line with market rate increases and safeguards from risk of interest rate decreases
Maximum security for Fixed Deposits
Term availability: 2 years, 3 years, 4 years, 5 years
A hassle-free investment opportunity

View more

Special Senior Citizens
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
8.25% 8.25% 8.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Interest income on these deposits will be exempted from income tax.
Under this scheme, this interest rate will be applicable for a maximum cumulative deposit limit of Rs. 1.5 mn.
This interest rate will be applicable for rupee deposit only

View more

Foreign Currency Fixed Deposits
1 Month 2 Months 3 Months
4.00% -- 4.50%
6 Months 12 Months (1Y) 24 Months (2Y)
5.00% 5.75% 4.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
PFCA’s are an amalgamation of previous Resident Foreign Currency Accounts (RFC), Non-Resident Foreign Currency Accounts (NRFC), Resident Non- Nationals’ Foreign Currency Accounts (RNNFC) and Non-Resident Non-National Foreign Currency Accounts (NRNNFA)

View more

Fixed Deposits
1 Month 2 Months 3 Months
7.25% -- 7.00%
6 Months 12 Months (1Y) 24 Months (2Y)
7.25% 7.50% 9.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
9.25% 9.75% 10.00%

Features
Ability to borrow up to 90% of the fixed deposit value by way of an overdraft or a loan
Attractive interest rates
Option to nominate a beneficiary
Ability to open joint deposits
Inner Circle status and segment benefits for deposits over Rs.1,000,000
Private Banking status with personalized service for maintaining a monthly average credit balance of LKR. 10,000/- in Rupee Savings or Rupee Current account excluding investment planners AND a total relationship of LKR 20 Million in both Assets and Liabilities or Liability relationship of LKR 10 Million or Remit a Net monthly Salary of LKR 500,000

View more

Call Deposits
1 Month 2 Months 3 Months
5.50% -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Minimum Term Period of 7 days
Interest calculated daily
Island wide branch network

View more

Regular FD 2-60 months
1 Month 2 Months 3 Months
-- 6.75% 7.50%
6 Months 12 Months (1Y) 24 Months (2Y)
7.50% 7.50% 9.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.00% 10.50% 11.00%

Features
Freedom to select your fixed term period from 2, 3, 6, 12, 24, 36, 48 and 60months(5years).
Interest could be earned monthly, annually or at maturity depending on the investment period.
Enjoy additional interest rate & benefits in Senior Citizen Fixed Deposits.
Place and manage your deposits online via Internet & Mobile Banking.
Enjoy hazel free monitoring of your deposits by registering for e-statements & SMS alerts for renewals.
Automatic renewals on fixed deposit ensure better return for your investment.

View more

Personal Foreign Currency Deposits
1 Month 2 Months 3 Months
4.00% -- 4.50%
6 Months 12 Months (1Y) 24 Months (2Y)
4.75% 4.75% 5.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
5.40% -- 5.75%

Features
Any outward remittance.
Special interest rates for PFCA fixed deposits.
Instant Loan /overdraft facilities against foreign currency balance in PFCA accounts.
Credit Cards and other related benefits (Travel Insurance, Ultra Miles).
Debit Card and SMS Alertz service.
Fund transfers between PFCA, BFCA or offshore Banking accounts.
Existing NRFC/RFC/RNNFC/NRNNFC accounts re-designated to PFCA.

View more

Foreign Currency Fixed Deposit
1 Month 2 Months 3 Months
3.50% (USD) -- 4.50% (USD)
6 Months 12 Months (1Y) 24 Months (2Y)
4.75% (USD) 5.00% (USD) 5.25% (USD)
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
5.50% (USD) 5.50% (USD) 6.00% (USD)

Features
Competitive and attractive interest rates
You can open a foreign Currency Fixed Deposit for tenors of 1,3,6,12 Months
Maintain or remit funds on a selected currency or convert at a favorable with us.
Upon maturity, your deposit is automatically renewed for the same tenor at the prevailing interest rate
NRFC / RFC account holders are entitled for the Thilina Sayura benefit scheme and SFIDA personal account holders only for Thilina Sayura.
Premature account closure will be done at the Normal Savings interest rate.
Range of Currencies you can choose from 8 designated foreign currencies; USD, GBP, EUR, AUD, JPY, CHF, SGD, CAD

View more

NATIONAL SAVINGS CERTIFICATE
1 Month 2 Months 3 Months
-- -- 7.00%
6 Months 12 Months (1Y) 24 Months (2Y)
7.25% 7.75% 8.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
8.25% 8.50% --

Features
If you surrender your certificate at the maturity, your interest is paid from the date of maturity.
National Savings Certificate is a saving product which pays interest upfront without waiting for maturity.

View more

Fixed Deposits
1 Month 2 Months 3 Months
7.00% -- 7.75%
6 Months 12 Months (1Y) 24 Months (2Y)
8.00% 8.25% 9.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.25% 11.00% 11.50%

Features
Deposits can be opened with the tenures of 1, 3 and 6 Months and 1 to 5 years.
Option of withdrawing your interest at Maturity, Monthly, or to be capitalized for a further tenure.

View more

Term Deposit
1 Month 2 Months 3 Months
7.50% -- 8.00%
6 Months 12 Months (1Y) 24 Months (2Y)
8.10% 8.25% 9.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
9.15% 9.25% --

Features
Attractive Interest Rates
1 - 48 Month Deposit Tenure
Rs. 100,000 Minimum Deposit
Discounted Charges on Trade Transactions
Preferential Exchange Rates & Discounts on Fund transfers

View more

Foreign Currency Fixed Deposits
1 Month 2 Months 3 Months
3.50% -- 4.00%
6 Months 12 Months (1Y) 24 Months (2Y)
4.25% 4.50% 4.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
4.75% 5.00% 5.50%

Features
Interest earned on foreign currency deposits
Profit by foreign exchange appreciation
Competitive exchange rates
Competitive interest rates

View more

Millennium 30
1 Month 2 Months 3 Months
6.50% N/A N/A
6 Months 12 Months (1Y) 24 Months (2Y)
N/A N/A N/A
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
N/A N/A N/A

Features
Enjoy higher interest rates.
Auto renewal enables you to watch your deposit grow.
Place & manage your deposit via Internet & Mobile Banking.
Enjoy hassle free life with e-statements & SMS alerts.
Credit Card against the Fixed Deposit.

View more

Certificate of Deposit
1 Month 2 Months 3 Months
-- -- 8.00%
6 Months 12 Months (1Y) 24 Months (2Y)
8.25% 8.50% 10.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.00% 11.50% 12.00%

Features
Certificate of Deposit Account ensures that you earn handsomely from your wealth, instead of just accumulating a fraction as interest.
You do not need to be a Sampath Bank account holder to open a Certificate of Deposit Account and what’s more, you can earn interest at the time of the investment.
Certificate of Deposit Accounts are offered for different time durations – 06 months, 12, months, 24 months, 36 months and 60 months – for your convenience.

View more

Flexi Fixed Deposit
1 Month 2 Months 3 Months
6.50% 6.50% 6.75%
6 Months 12 Months (1Y) 24 Months (2Y)
7.50% 7.50% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Flexi Fixed deposit helps you to earn more return from your idling money, which you are looking forward for a future requirement.
Freedom to place fixed deposits for number of days as per your requirement starting from 31days to maximum of 365 days.
Enjoy fixed deposit rates. | Monitor your deposit via Internet & Mobile Banking
Instant updates at maturity when registered with e-statement & SMS alert.
Auto renewal at maturity is available for 1,3,6 months as agreed at the time of placing the deposit.
Credit Card against the Fixed Deposit. | An instant loan against the Fixed Deposit. | Option to nominate a beneficiary.

View more

RDB Fixed Deposits
1 Month 2 Months 3 Months
6.50% 6.50% 7.00%
6 Months 12 Months (1Y) 24 Months (2Y)
7.25% 7.75% 8.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
8.25% 8.50% 8.75%

Features
RDB fixed deposits are identified as a popular mode of investments among its individual and corporate customers.
FDs are available at RDB for periods of 1, 2, 3 and 6 months as well as 1-5 years.
Since the inception, the Bank was able to provide very attractive interest rates compared to other banks.
Special interest rates are offered for fixed deposits with maturity periods of 1 year and above.

View more

Fixed Deposits
1 Month 2 Months 3 Months
6.75% -- 7.00%
6 Months 12 Months (1Y) 24 Months (2Y)
7.50% 7.50% 9.15%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
9.50% 9.80% 10.25%

Features
High interest rate
Remit/credit your interest to any party of your choice
Individually/jointly maintain your term deposit, you may appoint a nominee
Arrange an instant soft loan up to a maximum of 90% of the deposit
Collect your interest monthly or at maturity

View more

Special Deposit Account
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
9.00% 10.25% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
SDAs shall only be opened as Fixed Deposists . SDA Savings Account can be opned only for purpose of receiving funds to be placed in SDA Fixed Deposit.
Joint accounts are permitted with another eligble person.
Freely convertible and remittable outside Sri Lanka at maturity
Will not be subject to Foreign Exchange Regulation No 1 of 2017 published in Gazette Notification No 2045/56 dated 17.11.2017

View more

“Sathkara” for Gov.Servants
1 Month 2 Months 3 Months
6.75% -- 7.00%
6 Months 12 Months (1Y) 24 Months (2Y)
7.50% 7.50% 9.15%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
9.50% 9.80% 10.25%

Features
An interest rate which is 1% higher
Priority treatment at HNB Customer Centres when attending to banking needs
A 25% discount on the annual fees of credit cards
Special discounts from reputed institutions
An insurance cover for hospital bills up to Rs. 70,000

View more

Fixed Deposits
1 Month 2 Months 3 Months
6.75% -- 7.50%
6 Months 12 Months (1Y) 24 Months (2Y)
7.75% 8.00% 10.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.50% 11.00% 11.50%

Features
All FDs are provided with an attractive interest rate
Union Bank offers fixed deposits from 1 – 60 months period with attractive interest rates to make your money grow.

View more

NSB Fixed Deposits
1 Month 2 Months 3 Months
6.50% -- 7.00%
6 Months 12 Months (1Y) 24 Months (2Y)
7.25% 7.75% 8.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
8.25% 8.50% 9.00%

Features
Attractive interest rates ,Interest paid out monthly or on maturity
A variety of tenors ,Minimum as low as Rs. 1,000/=
Individual or joint holding, No age barrier to holding, Automatic renewal

View more

FCY Term Investment Accounts
1 Month 2 Months 3 Months
Contact Bank -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Multiple currencies to choose from (USD, GBP, EUR, AUD, JPY and SGD)
Multiple Tenure option
Attractive profit rates
E-Statement and E-mail banking Facility
Standing Instructions on profit transfers
Automated renewal option

View more

Foreign Currency Fixed Deposit
1 Month 2 Months 3 Months
3.00% -- 3.75%
6 Months 12 Months (1Y) 24 Months (2Y)
4.25% 4.50% 4.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
5.00% 5.25% 5.50%

Features
Any outward remittance.
Special interest rates for PFCA fixed deposits.
Instant loan /overdraft facilities against foreign currency balance in PFCA accounts.
Credit Cards and other related benefits such as Travel Insurance and Ultra Miles(conditions apply).

View more

Special Deposit Accounts
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
8.50% 10.00% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Higher Interest rate than regular fixed deposits.
Freely convertible and remittable outside Sri Lanka at maturity.
The details of this product are in accordance with regulations published by the Central Bank of Sri Lanka. Thus, the details may change from time to time according to changes in regulations.

View more

Fixed Deposit
1 Month 2 Months 3 Months
8.00% -- 7.50%
6 Months 12 Months (1Y) 24 Months (2Y)
8.00% 9.00% 9.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
9.50% 11.00% 14.00%

Features
Easy Investment: Open your fixed deposit with minimum Rs. 25,000.
Flexibility in Tenure and Interest Payments: Choose your fixed tenure from 3, 6, 12, 24, 36, 48, and 60 months. Interest can be earned monthly, annually, or at maturity, depending on your investment period.
Rewards for High Investments: Enjoy exclusive interest rates and additional benefits when you make high-value investments.
E-Banking: Experience ease and flexibility with E-Banking and SMS alerts.
Automatic Renewals: Ensure that your investment continues to grow without interruption, guaranteeing better returns.

View more

Foreign Currency Deposits
1 Month 2 Months 3 Months
4.00% -- 4.75%
6 Months 12 Months (1Y) 24 Months (2Y)
5.00% 5.00% 4.60%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
4.75% 4.90% 5.00%

Features
FOREIGN CURRENCY DEPOSITS –USD, GBP, EURO, AUD, CAD, SGD, NZD
Term : 1 month, 3 months, 6 months & 1 year and 1 year deposit with monthly interest
Short Term Less than a year and Long Term Foreign Currency Bank deposits
IIA Accounts to support investments
Uninterrupted /Guaranteed Cash Flow options to meet your monthly commitments by repatriating the interest income to your bank accounts of your choice overseas
Withdrawal of deposits prior to maturity of the deposit can be accommodated to meet urgent payment etc at prevailing market rates at the time of withdrawal
Repatriation of capital and interest income to your bank accounts overseas

View more

Millionaire Investment Plan in FC
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
7.00% 7.50% 8.50%

Features
You have the opportunity to invest a fixed amount monthly over a period of 3, 4 or 5 years.
Depending on your ‘Target Amount’, you can invest to for a final sum of 10,000/-, 25,000/-, 50,000/-, 100,000/-, or 250,000/- in a currency of your choice.
The ‘Monthly Deposit’ amount will vary depending on the ‘Investment Period’ and ‘Target Amount’.
The monthly deposit to be routed through your Personal Foreign Currency Account (PFCA).
You can monitor the growth of your investment through e-statements, issued quarterly.

View more

Personal Foreign Currency Account (PFCA)
1 Month 2 Months 3 Months
3.50% -- 4.00%
6 Months 12 Months (1Y) 24 Months (2Y)
5.00% 5.50% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
You can earn a higher interest for your foreign currency deposits depending on the tenor

View more

LKR Term Investment Accounts
1 Month 2 Months 3 Months
-- -- 7.00%
6 Months 12 Months (1Y) 24 Months (2Y)
7.50% 7.75% 10.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.00% -- 12.00%

Features
Attractive Profit Sharing Ratios
Standing Instructions on profit transfers
Automated renewal option
Also available in key foreign currencies
Higher Profit Sharing Ratio paid for Senior Citizen Term Investment Accounts

View more

HNB Senior Citizens Scheme
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 8.50% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Higher interest rates on savings and fixed deposits
No service charges on current accounts
Priority service and free HNB International Debit Card
Internet/Mobile Banking Free (01st Year)
25% discount on annual fees of the credit cards
Gift Vouchers up to Rs. 10,000/-for Savings Accounts maintained for a period of one year
Reimbursement of Hospitalization expenses upto Rs. 70,000/- for Fixed Deposits above Rs. 500,000/-

View more

Fixed Deposits
1 Month 2 Months 3 Months
7.00% -- 7.75%
6 Months 12 Months (1Y) 24 Months (2Y)
8.00% 8.25% 9.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.50% 11.50% 12.50%

Features
Convenient Automatic renewal of your deposit, according to your renewal instructions at the time of placement.
Make changes to your settlement instructions by giving us two working days’ notice prior to the maturity date.
Withdraw from any one of our Branches
Ability to view your deposit details through mobile banking and Internet Banking facility.

View more

RDB – Jaya Nidhana Certificates
1 Month 2 Months 3 Months
Contact Bank -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
This is a certificate which gives the face values amounting to LKR 5,000.00, LKR 10,000.00, LKR 25,000.00, LKR 100,000.00, LKR 500,000.00, LKR 1,000,000.00.
Mainly this product aims to enhance the fixed deposit portfolio of the Bank to provide a helping hand to specially develop the small scale entrepreneurs in the country.
A special feature of this product is that customers can deposit their money at discounted value in terms of face value (future value) after maturity.

View more

Millionaire Investment Plan
1 Month 2 Months 3 Months
Contact Bank -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
You have the opportunity to invest in a fixed monthly amount over a period of 2, 3, 4, 5 or 6 years.
According to your requirement, you can receive any amount starting from Rs.500,000/- (in multiples of Rs.500,000/-).
The monthly amount that you need to deposit will vary depending on the investment period and the amount which you expect to receive.
In the event of an unexpected demise, the nominee (nominated by the account holder) will receive the amount invested to date together with accrued interest.

View more

Sampath Sanhinda Fixed Deposits
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
8.50% 8.75% 10.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.00% 11.50% 12.00%

Features
Ensures security and a stable income for the future.
Highest Interest Rates – payable monthly or annually

View more

Money Market Account
1 Month 2 Months 3 Months
6.75% -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
you will receive a higher interest rate for your funds
You can enjoy the flexibility of withdrawing at any time
Money Market Account gives the flexibility of a Call Deposit while retaining the high interest rate of a Time Deposit. A minimum account balance of Rs.100,000/- should be maintained to earn the special interest rate.

View more

Personal Foreign Currency Fixed Deposits
1 Month 2 Months 3 Months
3.50% -- 4.00%
6 Months 12 Months (1Y) 24 Months (2Y)
4.25% 4.75% 4.85%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
4.98% 5.10% --

Features
You can earn a higher interest for your foreign currency deposits depending on the tenor
The interest will be credited to you at maturity
You can earn interest in the same currency of the deposit
You can place PFC Fixed Deposits for periods of 01,03,06,12 and 24 months and the minimum deposit value is just USD 1,000/- or its equivalent in other currencies. The interest is paid on maturity.

View more

SDB Regular Fixed Deposit
1 Month 2 Months 3 Months
6.50% -- 7.50%
6 Months 12 Months (1Y) 24 Months (2Y)
7.75% 8.00% 8.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
9.00% 12.00% 13.00%

Features
Attractive higher rate of interest
Maximum security for your investment
Immediate cash back facility of up to 90% of deposits
A Fixed Deposit can be opened with just Rs 10,000/-
Option to nominate a beneficiary/beneficiaries
Ability to open a joint account

View more

Flexi Term Investment Accounts
1 Month 2 Months 3 Months
Contact Bank -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Deposit additional funds at any time through counter deposits, cash deposit machines, fund transfers or remittances
Earn a higher profit share
Reinvest profits earned monthly
Be updated via Quarterly statements and Internet Banking facility

View more

Shakthi Fixed Deposit (48Months)
1 Month 2 Months 3 Months
N/A N/A N/A
6 Months 12 Months (1Y) 24 Months (2Y)
N/A N/A N/A
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
N/A 10.50% N/A

Features
Utility Vouchers - In addition to the interest earned, 0.1% of the deposit value per month is awarded in the form of utility vouchers for the first year. These utility vouchers could be used to pay your monthly water, electricity, telephone bills.
Investment term periods – 4 Years , 5 Years
Earn interest monthly, annually or at maturity to your nominated bank account.
Placing and managing fixed deposits via Internet Banking, mobile banking.
Enjoy hassle free life with e-statements & SMS alerts on renewals.

View more

Fixed Deposits - Minors
1 Month 2 Months 3 Months
6.50% -- 7.00%
6 Months 12 Months (1Y) 24 Months (2Y)
7.25% 7.75% 8.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
8.50% 9.00% 9.50%

Features
Minor FD Account can be opened by a parent or guardian.
0.5% interest over normal FD Rates.
Higher interest rates compared with other deposit products.

View more

Fixed Deposits
1 Month 2 Months 3 Months
7.00% N/A 7.00%
6 Months 12 Months (1Y) 24 Months (2Y)
7.50% 8.00% 10.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.00% 12.50% 13.00%

Features
Flexibility to select a period from one month to five years
Ability to renew the deposit automatically
Cashback loans up to 90% of your Fixed Deposit for emergency cash requirements
Apart from offering higher interest rates for Fixed Deposits, a Fixed Deposit at Pan Asia Bank is a highly secured investment since Pan Asia Bank is a licensed commercial bank that is regulated by the Central Bank of Sri Lanka

View more

Fixed Deposit - Normal
1 Month 2 Months 3 Months
6.50% -- 7.00%
6 Months 12 Months (1Y) 24 Months (2Y)
7.25% 7.75% 8.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
8.50% 9.00% 9.50%

Features
Minor FD Account can be opened by a parent or guardian.
0.5% interest over normal FD Rates.
Higher interest rates compared with other deposit products.

View more

Senior Citizen’s FD
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 8.50% 10.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.50% 13.00% 13.50%

Features
Higher interest rates for Fixed Deposits | Security of a commercial bank governed by the Central Bank
Select a deposit period from one month to five years
Renew the fixed deposit automatically
Obtain cashback loans up to 90% of your Fixed Deposit, to meet your emergency cash requirements
0.5% additional preferential rate for fixed deposits above one year tenure
15% annual Fixed Deposit rate for one year maturity Fixed Deposit, and 14.06 % monthly interest rate for one year Fixed Deposit up to 1.5Mn

View more

Special Deposit Account
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
9.25% 10.50% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Higher interest rate than regular fixed deposits.
6 month deposits – 1 percentage point above the normal rate, per annum.
12 month deposits – 2 percentage points above normal rate, per annum.
Freely convertible and remittable outside Sri Lanka, at maturity.
The ideal opportunity for patriotic Sri Lankans and well-wishers to support people living in Sri Lanka and indirectly help in overcoming the effects of the COVID-19 outbreak.

View more

SDB Upahara Fixed Deposit
1 Month 2 Months 3 Months
6.50% -- 7.50%
6 Months 12 Months (1Y) 24 Months (2Y)
7.75% 8.25% 8.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
9.25% 12.00% 13.00%

Features
A higher rate of interest for your life’s savings to ensure a stress-free retirement life, the SDB Upahara Fixed Deposit is specially designed for the treasured senior citizens of Sri Lanka
A highly attractive interest rate of 15% per annum for fixed deposits up to Rs. 1.5 million for senior citizens above 60 years of age
A special interest rate for account holders above 55 years of age

View more

DIRIYA
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 5.60% 5.60%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
6.79% 6.79% 6.79%

Features
DIRIYA, is an investment plan account designed to set aside a fixed amount of savings every month (fixed monthly installment) to achieve a target amount at the end of an agreed period, which will help the customer to secure the future needs and confidence to take life with a firm financial foundation.
No Minimum Balance Fee
SMS Alert Free of Charge
IB & MB Free of Charge
Standing Instruction Setup Free of Charge
Customers can select the investment periods ranging from 1 – 10 years to start with their investment plan.

View more

Call Deposits
1 Month 2 Months 3 Months
3.00% -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Earn a high rate of interest, calculated daily
Maintain an individual or a joint account
Soft-loan facilities
Minimum Deposit Rs.100,000/-
Let your funds do the work for you. Are your funds idle for too long?
By opening a call deposit you can make your spare cash work for you within a matter of days.

View more

Call Deposits
1 Month 2 Months 3 Months
3.75% -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Deposit is available for a minimum of 7 days
If the deposit is liquidated before 7 days from the date of placement (including the date of placement and excluding the date of liquidation), no interest rate will be paid
Product can be obtained in the form of RFC, NRFC or a joint account based on customer’s choice
Earn interest on your daily balances
High interest rate of 3.75% offered for the product

View more

Personal Foreign Currency Account
1 Month 2 Months 3 Months
4.00% -- 4.50%
6 Months 12 Months (1Y) 24 Months (2Y)
4.75% 5.25% 5.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
5.75% 6.00% 6.25%

Features
Debit Card issued free of charge
Credit Card facilities are available against the funds in the Accounts.
Monthly Interest.
Inward Remittances credited to Accounts free of charge
Outward Remittances
Instant loans up to 90% of the FC A/C balances.
Internet banking, Mobile banking and Voice banking facilities
Ability to transfer funds within the Bank or different Banks.

View more

Fixed Deposit Accounts
1 Month 2 Months 3 Months
-- -- 6.25%
6 Months 12 Months (1Y) 24 Months (2Y)
6.75% 7.50% 7.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
High safety and security for your funds
Auto renewal of deposit, which ensures that you continue to earn interest even after your deposit matures
Liquidity, as your money is available to you at any time should you require it – simple on a request, no questions asked
The facility of loan on the deposit at a very nominal net cost
Nomination facility at free of charge

View more

Fixed Deposits
1 Month 2 Months 3 Months
7.50% 7.50% 8.00%
6 Months 12 Months (1Y) 24 Months (2Y)
8.25% 8.50% 10.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.00% 11.50% 12.00%

Features
You do not need to be a Sampath Bank account holder to enjoy high interest rates and earn an additional income on your fixed deposit.
A minimum deposit of Rs. 25,000/- is all what you need to open a fixed deposit account.
If you are a Sampath Bank account holder, then the interest earned, whether monthly or annually, can be automatically transferred to your Current or Savings account according to your wishes.

View more