What is a Debit Card?

A Debit Card provides electronic access to your Savings Account through ATM machines or over the counter or online purchases. It has similar functions to those of Credit Cards, with the main difference being that the amount is deducted from the user's Account directly and immediately. Usually, a Debit Card issued from a Bank can be often used globally and the most common Debit Card issuers are American Express, Master Card, and Visa.


Bank Selection
Card Fees
Best Used For
Ladies Savings VISA Debit Card
Joining Fee Annual Fee
LKR 500/- LKR 200/-

Features
Exclusive Ladies’ branch at Head office and exclusive Ladies’ units at selected branches
Exclusive Debit Card with Online transaction facility and year around offers at selected merchants*
Access to over 4000+ ATMs islandwide
Mobile Banking and Internet Banking facility
SMS alerts for all transactions

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HNB Visa International Debit Card
Joining Fee Annual Fee
LKR 350/- LKR 250/-

Features
The HNB Visa Debit Card is available to any HNB customer with a Savings, Current, NRFC, RFC, RNNFC, FCBU, Individual/Joint or Proprietorship Account.
If you have any of these accounts, you are eligible for a HNB Visa Debit Card which can be used locally and internationally at merchants that accept MasterCard and Visa.
Enjoy Point-of-sale transactions, online payments and ATM access
Pay utility bills, settle HNB card bills and make fund transfers
No activation needed for overseas ATM use

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Smart-Shopper International Debit Card
Joining Fee Annual Fee
LKR 400/- Contact Bank

Features
Make all your transactions with one card.
Withdraw cash 365 days a year, 24 hours a day with over a million ATM’s worldwide.
Worldwide acceptance at over 20 million merchant outlets.
Know exactly what’s happening on your account-receive SMS alerts after every transaction
Enjoy special discounts from selected merchants.

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Sampath Web Card
Joining Fee Annual Fee
LKR 500/- Contact Bank

Features
Secure method of making payments on the Internet.
Immediate credit to the card account for cash payments & fund transfers from Sampath accounts.
Risk of using the card on the Internet is limited to the balance available.

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Seylan Remittance Card
Joining Fee | Annual Fee
Free

Features
Remittance will be credited to the card account real time as and when the transaction is originated.
SMS Alert upon receipt of the remittance.
Remittance can be withdrawn from any bank ATM (both here in Sri Lanka and abroad) at the recipient’s convenience.
Avail for Merchant discounts during seasonal promotions.
Eligibility to receive “Mega Rewards”benefits scheme.

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Features
Attractive offers and discounts with value added benefits.
Ability to shop in over 1 million VISA merchants locally and globally.
Access to over 3.5 million ATMs worldwide.
You can pay bills, check card transactions and balances online
Get value added services with no extra charge; free copies of statements.

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Features
Perform online and eCommerce transactions
Purchase goods and services at any Visa accepted merchant network, locally and overseas
Withdraw cash at any SDB ATM and over 5,000 Lanka Pay ATM networks island wide
Daily withdrawal limit of Rs. 100,000 and POS limit of Rs. 300,000
Enhanced security standards with latest CHIP technology | Instant issuance at the time of account opening | Tap & Go Visa payWave option for transactions below Rs. 5000

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Features
The added security features includes an inbuilt Chip with PayWave technology enabled to facilitate ‘tap and pay’ transactions at merchant acceptance points.
Our international visa debit cards are accepted at merchant establishments across the globe for dining, shopping, travel and most of the everyday expenses of our customers.
Purchasing is made easy and convenient.

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NSB ATM Debit Card
Joining Fee Annual Fee
LKR 500/- LKR 500/-

Features
With the convenience of a country wide NSB ATM network, you can withdraw cash from your NSB account at your convenience.
In addition we have partnered with a host of other banks to enable you to withdraw cash from NSB accounts using other banks too!
Whether Here or Abroad, keep a NSB ATM Card with you for all your financing needs.

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Multi Currency Prepaid Travel Card
Joining Fee Annual Fee
LKR 3,000/- Contact Bank

Features
Can load multiple currencies based on the country of travel
Reloadable | Secured, convenient and hassle free mode
Backup card to use in the event main card is lost/stolen/damaged
Non-exposure to currency fluctuations
Instant SMS/e-mail updates to notify transactions

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Features
Withdraw cash 365 days a year, 24 hours a day with over a million ATM's worldwide.
EnjoEnjoy ATM cash withdrawals and POS transactions at over 300 local ATMs and 20 million merchant outlets worldwide.y ATM cash withdrawals and POS transactions at over 300 local ATMs and 20 million merchant outlets worldwide.
Points at over 20 million merchant outlets worldwide | Debit card daily cash withdrawal limit- 100,000.00
Annual Fees LKR. 500/- ( 2nd Year onwards)
Debit card daily POS withdrawal limit- 150,000.00 (Foreign currency transaction limit is equivalent to the above limits after conversion)

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VISA Debit Card
Joining Fee Annual Fee
LKR 500/- LKR 400/-

Features
Allows you to pay for your goods and services all over the world in one currency
Safer than cash!! - Need not worry about carrying or losing money
24-hour access to bank (bank-in-wallet)
Simplifies monthly accounting routines- Purchase gets directly debited to the savings/current account.
No fear of over spending –spend up to the limit in the bank account

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Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Access to over 3000 LankaPay connected ATMs & over 1 million ATMs globally through Cirrus, Maestro & Mastercard networks
Accepted over 38 million Mastercard merchant outlets
SMS alert on your transactions

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Harasara Debit Card
Joining Fee Annual Fee
LKR 500/- LKR 400/-

Features
Hassle free cash withdrawal locally from any ATM and from Mastercard accepted ATMs internationally
Pay to the point by Swiping / tapping your Card
E commerce transactions made with ease.
Enjoy a range of promotions exclusively for Harasara Debit Card holders.
Free ‘Travel Insurance’ when you purchase your Return Air Ticket using your Debit card. (Conditions Apply)

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Amãna Bank Vantage VISA Debit Card
Joining Fee Annual Fee
LKR 500/- LKR 200/-

Features
Special privileges on financing solutions
Dedicated Vantage centres at selected branches
Free Vantage Debit card with exclusive offers
Free ATM withdrawals at Amana Bank and Commercial Bank ATMs
Personalized cheque book./Free SMS Alerts on transactions

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HSBC Debit Card
Joining Fee Annual Fee
Contact Bank LKR 1,000/-

Features
HSBC's Debit card can be used at more than 13,000 VISA merchant outlets in Sri Lanka and 29 million across the world
HSBC’s Debit card is available for Classic and Premier
The annual fee is at an affordable rate of LKR 1000 for both international or locally valid cards
It can be used at over 1.4 million ATMs, anywhere in the world
Visa Concierge service is an exclusive service designed to assist Premier and Advance Debit cardholders with their travel and entertainment needs

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Visa Debit Card
Joining Fee Annual Fee
LKR 750/- LKR 500/-

Features
Seylan Debit Card is available for both VISA and Mastercard.
Hassle free cash withdrawal from any Visa/ Mastercard ATM.
Pay to the point by Swiping / tapping your Card
E commerce transactions made with ease.| Enjoy wide range of “Debit Card Promotions”.
Free “Travel Insurance” when you purchase your Air Ticket using yourDebit card.

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