Savings & Current Accounts

A Savings Account is where an individual could deposit his/her savings with the Bank and earn interest as an encouragement to save. An individual could also open a Current Account to carry out business transactions. Upon opening a Savings or Current Account, a Debit card shall be provided to the individual in order to withdraw money from an ATM machine or over the counter and online payments. As additional value-added services, a Customer is given benefits such as internet and phone banking to perform digital transactions and even check balances via SMS alerts. Most Debit Cards can be used globally.


Bank Selection
Savings Account Categories
Current Account Categories
BOC Current Account
Category Indicative Rate (P.A)
Personal Current Account Contact Bank

Features
Can be opened and operated from any branch of BOC. | Personalized cheque book.
Quick cheque realization. (Immediate cheque realization for BOC cheques)
No commission charged for outstation cheque clearance
One day cheque book delivery system. | 24 hour Call Centre.
Internationally valid debit card for personal current account holders.
Account can be accessed anytime via BOC Online Banking facility
Account can be operated through mobile phone (Paymate)
24*365 Head Office Branch, Night Banking, Weekend Banking available to serve your needs.

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Target Investment Plan
Category Indicative Rate (P.A)
Special Savings Up to 9.25%

Features
Guaranteed Interest Rates / Returns; The higher interest rate agreed upon at the beginning of the plan will remain throughout the investment period.
Maximum flexibility and transparency; Customers can select an investment plan that yields the desired amount at maturity
You have the option to select from 1, 2, 3, 4 and 5 year investment periods
Start your investment plan with an investment as low as Rs.500

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Nations Tax Planner - Savings Account
Category Indicative Rate (P.A)
Special Savings Contact Bank

Features
A SMART way to pay your taxes Manage your money intelligently to pay your quarterly taxes
Earn interest on your Savings Account while setting aside money to pay taxes
50% fee waiver on Pay Orders issued to the Inland Revenue Department
Online and Mobile banking facilities
A SMART way to pay your taxes Manage your money intelligently to pay your quarterly taxes
Instant Savings Account opening through online banking platform for existing Nations Trust Bank account holders
Option to link the Nations Shopping Debit Card to the account
Now you can open a Nations Tax Planner account via Nations Mobile App
Earn interest on your Savings Account while setting aside money to pay taxes
50% fee waiver on Pay Orders issued to the Inland Revenue Department
Online and Mobile banking facilities
Instant Savings Account opening through online banking platform for existing Nations Trust Bank account holders
Option to link the Nations Shopping Debit Card to the account
Now you can open a Nations Tax Planner account via Nations Mobile App

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DFCC Xtreme Money Market Account
Category Indicative Rate (P.A)
Special Savings Up to 14.50%

Features
Initial deposit – LKR 5,000 / USD 15,000 or equivalent in respective foreign currency.
Interest will be calculated daily based on the day end balances and credited monthly.
DFCC Xtreme Money Market Accounts in foreign currency for individuals should be opened under Personal Foreign Currency Accounts (PFCA) and for entities should be opened under Business Foreign Currency Accounts (BFCA).
Attractive interest rates as the product is linked to;
LKR : Rate linked to Average Weighted Call Money rate and re-priced on a weekly basis
USD : Rate linked to 3 Months LIBOR and re-priced on a monthly basis

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SDB Jawaya
Category Indicative Rate (P.A)
Teen / Youth Savings Up to 4.50%

Features
Multiple convenient digital banking platforms such as SDB Mobile App, SMS Banking, Business Internet Banking, UPay and mCash
A special interest rate of up to 6% per annum
A SDB Dayada Children’s Investment Certificate on the birth of a child OR a voucher worth Rs. 4,000/= to purchase clothing / footwear or training / instruments for account holders who maintain an account balance of Rs 100,000/- for 24 months
Low interest loans for small and medium scale entrepreneurs
Capacity building, self-employment and skills development training for entrepreneurs
Special personal loans for account holders with confirmed employment (permanent employee cadre) in either the Government or private sector
SDB VISA debit card that can be used at any SDB ATM or any other VISA ATMs across the country. The debit card can also be used to purchase goods and services at any VISA merchant outlet island-wide.

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Ultra Saver
Category Indicative Rate (P.A)
Special Savings Up to 3.75%

Features
Higher interest rate for account balances of Rs.5,000/- & above
Attractive special interest for balances over the slabs on Rs.50,000 and Rs.500,000
Free Personal accident insurance cover upto Rs.200,000/-,
Free Cash withdrawals at any Union Bank ATM, SMS alerts, and Utility bill payments at any Union Bank Branch
Visa International Shopping Debit Card with global access and special offers / discounts
Online banking facility
Access to account from any ATM in Sri Lanka (via LankaPay) and Visa ATMs globally

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Sarani
Category Indicative Rate (P.A)
Children Savings 5.25%

Features
Stability and being a state owned bank / Highest interest rates.
Most flexible customer service / Attractive gift scheme
Rewards on educational achievements
A minor savings account holder may be eligible for loan facilities once he/she becomes a major, at the interest rate of 1% lesser than the prevailing rate of the particular product (Conditions apply)
A special donation will be granted from the bank to the account holder, if the child suffers any illnesses as listed in the product (Conditions apply)

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Arunalu Children's Savings Account
Category Indicative Rate (P.A)
Children Savings 4.00%

Features
A higher interest rate will be offered for your child than the rate offered for Regular Savings Accounts
Account holders will receive special cash prizes if they score 1st, 2nd and 3rd highest aggregate marks in the school at Year 5 Scholarship Examination.
Cash prizes of Rs 10,000/-, Rs 7,500/-and Rs 5,000/-will be awarded to the Arunalu Account Holders who have gained the 1st, 2nd and the 3rd highest marks in each school at the Year 5 Scholarship Examination.
Minimum balance of Rs. 5,000/- should be maintained in the Arunalu Account prior to the date of the Examination.

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Ladies Current Accounts
Category Indicative Rate (P.A)
Other Current Account Contact Bank

Features
Personalised cheque book
Weekly/ Monthly / Quarterly Statements
E-Statement facility
Exclusive Free VISA Debit Card with SMS alerts
Standing Instruction facility
Sweep in and Sweep out facility
Access to Amana Bank Internet banking & Mobile Banking

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Sendewa
Category Indicative Rate (P.A)
Senior Citizens 3.75%

Features
Elders of our society is special for us and we need give our hands to go their way without fall.
he bank launches an special Savings Account for senior citizens with a preferred rate of interest call “Sandawa”.
Preferential interest rate calculated on the daily minimum balance and credited monthly.

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14+ Teenagers Savings Account
Category Indicative Rate (P.A)
Teen / Youth Savings 4.00%

Features
Offer 0.5% higher interest rate than the normal savings account
Special ATM/Debit card is issued to withdraw money from island-wide ATMs | This can also be utilized at POS machines as a debit/ shopping card.
Provide facilities only to check your balance Online| Smart Passbook

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Achiever Salary Account
Category Indicative Rate (P.A)
Salary Savings Contact Bank

Features
You will be offered with a ComBank Debit Card free of charge
Personal Loans, Home Loans and Leasing facilities will be offered to you at concessionary interest rates
You can get a salary advance facility up to 75% of the monthly salary (maximum of Rs.300,000/-)
A Credit Card will be issued without joining fee and 1st year annual fee.| Only Statement accounts are allowed.
ComBank Digital - Registration fee and first year annual fee waived off.| Mobile Banking facility - Free of charge.
Debit Card - Personalized or instant card.| SMS alert facility - Registration fee waived off.
e-Passbook facility - Free of charge.| e-Statement facility - Free of charge.
Interest will be calculated on the daily balance and credited to your account monthly.
Your money is freely available for withdrawals or transfers. No prior notice is required. There is no minimum period for deposits.

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Sampath General Current Account
Category Indicative Rate (P.A)
Personal Current Account Contact Bank

Features
Credit within one day from any bank for Sampath current account cheques.
Immediate encashment of cheques from any one of our branches located island wide, even if you are not a holder of a Sampath Current Account.
Cheque clearing commissions are not charged on cheques which are cleared in areas located away from Colombo.
Sampath Bank crossed cheques can be deposited at any branch and realized via another branch. / Receive immediate SMS Alertz of the cheque transactions on your mobile.
Immediate overdraft (OD) through the FLEXI facility which links all your Sampath Savings Accounts to your Sampath Current Account.
Sampath current account cheque book can be received instantly, without any additional charges.

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Prathilaba
Category Indicative Rate (P.A)
Regular Savings 3.00%

Features
Attractive interest rate / Housing Loans of special terms / A free standing order to remit funds
You can pay your monthly installment on housing loans obtained from HDFC through Prathilabha saving account
You allowed for unlimited withdrawals per month without deduction of the interest rates
Statements of account can be obtained by the account holder subject to a fee
On the cheques drawn in favor of the HDFC can be credited to the Prathilabha savings account
Customers will be provided with a ATM Card

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LKR Current Accounts
Category Indicative Rate (P.A)
Personal Current Account Contact Bank

Features
Personalized cheque book | Weekly/ Monthly / Quarterly Statements
E-Statement facility | VISA Debit Card with SMS alerts
Standing Instruction facility | Sweep in and Sweep out facility

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Inward Investment Account (IIA)
Category Indicative Rate (P.A)
Non-Resident Foreign Currency Accounts (NRFC) Contact Bank

Features
The currency, in which the account maintained, can be converted to any other designated currency at the discretion of the account holder.
Can be opened individually, jointly or under business.
No exchange risk if placed in foreign currency.
Reconversion of Sri Lankan Rupee investments to any designated foreign currencies.
View details via Internet and Mobile banking.

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Singithi Lama - Newborn to 12 years
Category Indicative Rate (P.A)
Children Savings 4.00%

Features
Attractive Gifts
Cash rewards up to Rs. 10,000 for all who excel in the grade 05 scholarship examination (Diri Daru - Scholarship Scheme)
Free Standing Order Guarantee Insurance Cover
HNB Singithi Lama Account will be automatically converted to a HNB Teen Account on the child’s 12th birthday

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DFCC Salary Plus
Category Indicative Rate (P.A)
Salary Savings Refer Bank

Features
The flexibility of opening any type of Savings Account under this scheme.
The Account may be opened with a zero balance; where the first salary remittance to the account should be within 30 days from date of account opening.
Debit Card joining fee waived off
Free ATM withdrawals in any DFCC or Lanka pay ATM in Sri Lanka
Pay insurance premium through DFCC Credit Cards, in instalments, with 0% interest.

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Thilina
Category Indicative Rate (P.A)
Children Savings 5.00%

Features
Higher interest rate above ordinary savings accounts / Free passbook on the opening of the account.
Only minimum deposit of Rs. 500/- needed to open a new account.
On attaining 18 years of age your child will be entitled to a special Housing Loan with extra benefits.
Higher interest rate above the ordinary savings accounts.
On attaining 18 years of age the child is entitled to a special Housing Loan from HDFC Bank.
Any person is eligible to open an account as a parent or as a guardian for a child of age below 18 years of age.
An attractive gift scheme with the increasing deposit balance in the Thilina Account.

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Inward Investment Accounts (IIA)
Category Indicative Rate (P.A)
Non-Resident Foreign Currency Accounts (NRFC) Contact Bank

Features
The currency in which the account maintained can be converted to any other designated currency at the discretion of the account holder.
No exchange risk if placed in foreign currency.
Re-conversion of Rupees to any designated foreign currencies.
Securities Investment Accounts (SIAs) and Special Foreign Investment Deposit Accounts (SFIDAs) have been re-designated as IIA.

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Vibe Savings Account
Category Indicative Rate (P.A)
Teen / Youth Savings 3.00%

Features
'Vibe Youth Fixed Deposits' with special high interest rates are offered for you when you convert the balances in your matured Isuru/ Arunalu Accounts (The tenor of the deposit should be for one year and interest paid at maturity).
e-Statement facility - Free of charge.| Mobile Banking facility - Free of charge.
Online Banking - Registration fee and first year annual fee waived off.| SMS alert facility - Registration fee waived off.
Debit Card - Either a personalized or an instant card can be obtained.
You will be eligible to apply for Loans to pursue your Higher Studies.| You can obtain Laptop and computer loans up to Rs.175,000/-.

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Vanitha Vasana
Category Indicative Rate (P.A)
Women's Saving Up to 3.75%

Features
Attractive rate of interest
Loan facilities for different needs and situations | Credit card facility
A credit card facility depending on your income/account balance
Special discount for ticketing from People's Travels (Pvt) Ltd.
Isuru Udana Savings Account with Rs.100/- as a special gift, during the birth of a child.
Vanitha Vasana money planner offers a higher interest rate | Mobile banking, voice banking app & internet banking facility.
Vanitha Vasana branded debit card offers discounts from popular merchants throughout the year

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DFCC Teen Account
Category Indicative Rate (P.A)
Teen / Youth Savings 3.50%

Features
Talents emerge in your teens! Save the money you earn using your talent, your pocket money and cash gifts in a DFCC Teen Account.
Exclusive personalised Teen Debit Card.
Transfers to own DFCC Junior Account.
SMS alerts to parent/ guardian.
Keep track of transactions with E-statements.
Preferential interest rate.
Exclusive discounts/ offers at partner outlets.
Convenience of Tap & Pay up to Rs.5,000 per day.

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SDB Savings
Category Indicative Rate (P.A)
Regular Savings 3.00%

Features
Interest will be calculated on a daily basis and credited monthly
SDB VISA debit card that can be used at any SDB ATM or any other VISA ATMs across the country. The debit card can also be used to purchase goods and services at any VISA merchant outlet island-wide
Standing-order facilities
Ability to nominate a beneficiary/beneficiaries
Multiple convenient digital banking platforms such as SDB Mobile App, SMS Banking, Business Internet Banking, UPay and mCash

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Nations Prabuddha
Category Indicative Rate (P.A)
Senior Citizens 4.00%

Features
Preferential interest rate of 4.0% on Nations Prabuddha Senior Citizen Savings Account.
No penalties on pre-mature upliftment of fixed deposits for medical emergencies
Option to open the savings account jointly with spouse or children.
A loan facility up to a maximum of 15 times of the monthly pension.
Credit Card facility*
Nations MasterCard Shopping Debit Card

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RDB Kekulu
Category Indicative Rate (P.A)
Children Savings Contact Bank

Features
The highest returns on savings is provided to encourage schoolchildren and minors to save. Moreover, RDB established school savings units to motivate children to practice saving.
The account is designed to achieve additional objectives
i.e., assisting children’s education as well as helping them to become good citizens. RDB offers a new savings till for every new account as an attraction.
Furthermore, educational seminars are arranged for the account holders who sit for the above examination.

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RDB Ayojana (Investment account)
Category Indicative Rate (P.A)
Special Savings Contact Bank

Features
This is the general investment account introduced by the Bank for the clients who receive credit facilities.
The special features of the product include an attractive interest rate for deposits and a special loan scheme customized for the target segment.
Minimum Deposit is LKR 500/-

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Nations Saver
Category Indicative Rate (P.A)
Regular Savings 2.50%

Features
Tiered Interest Rates, as your funds grow
Easy Banking - 365 day banking with extended hours in selected branches
24 hour access - Keep track with free phone and internet banking
Our e-statement with Free internet and mobile banking facilities
Joint accounts can be opened
Now you can open a Nations Saver account via Nations Mobile App

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Isuru Udana
Category Indicative Rate (P.A)
Children Savings Up to 4.25%

Features
An Isuru Udana savings account can be opened by a parent or guardian.
1% bonus interest over normal savings accounts
The unique feature of this account is the Isuru Udana gift voucher
A range of educational gifts to support child development
Gift vouchers to open the account or to be deposited into existing accounts
The Bank will deposit the first Rs.100/- to open the account for children from birth up to the age of attending preschool. For children who are already attending preschool, the Bank will deposit Rs.250/- to open the account.

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Senior Citizen Savings Accounts
Category Indicative Rate (P.A)
Senior Citizens 3.52%

Features
Higher Profit Sharing Ratio | Priority services at branches
Free ATM/VISA debit card
Access to higher Profit Sharing Ratio on 12 months Term Investments (monthly profits)

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Inward Investment Account (IIA)
Category Indicative Rate (P.A)
Non-Resident Foreign Currency Accounts (NRFC) Contact Bank

Features
All existing Securities Investment Accounts (SIAs) and Special Foreign Investment Deposit Accounts (SFIDAs) opened and maintained in foreign currencies and in Sri Lanka Rupees have now merged and re-designated as Inward Investment Accounts (IIAs).

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PAS AVURUDU ACCOUNT
Category Indicative Rate (P.A)
Senior Citizens Up to 7.00%

Features
Your interest rates will be determined based on the monthly deposit amount. Higher interest rate will be offered for higher deposit amounts.
100% government guarantee on all your savings and interest earned thereon.

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Regular Savings
Category Indicative Rate (P.A)
Regular Savings Up to 2.50%

Features
Save and enjoy life changing benefits via “Seylan Mega Rewards”
Choose from a passbook / statement/ e-statement for your convenience.
Set up standing orders – Save regularly from your current account since it’s the easiest way to grow your savings.
Island wide Network- Branch Network& ATM network
Easy – access Banking- Internet Banking/ SMS Alert/ Mobile Banking / Cash Deposit Machines
365Day banking with extended hours in selected branches.
Most of our card promotions are offered to "Debit card " holders too.
Joint accounts can be opened.

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Savings Accounts
Category Indicative Rate (P.A)
Regular Savings Up to 5.00%

Features
Value Propositions for Pan Asia Bank Savings Account | Start with deposits as small as Rs.1,000/-
VISA enabled international debit card
Withdraw cash from any ATM island wide
SMS alerts for your transactions
Internet banking | A passbook or online bank statement
Nominate an account beneficiary
Standing Order facility
Interest is calculated on a daily balance and credited monthly

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One Account
Category Indicative Rate (P.A)
Special Savings Contact Bank

Features
Current Account with a cheque book | First cheque book will be issued free of charge
A preapproved credit card with a limit of LKR 100, 000/- or more | Visa Debit card | Salary Advances
An NDB Wealth Money Plus Fund | Dream Maker loan facility
E-Statement /consolidated e-statement | Mobile banking facility
Internet banking facility | Physical Printed statement | Island wide ATM network

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Seylan Ihalin Ihalata Account
Category Indicative Rate (P.A)
Special Savings Up to 3.00%

Features
Unlimited Withdrawals
Cash Back Loan of 90% of account balance*
FREE International Debit Card*
24 hour access to your account though island wide ATM network

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Seylan Income Saver Savings Account
Category Indicative Rate (P.A)
Special Savings Up to 3.00%

Features
1%p.a. additional interest rate if account balance exceeds LKR 50,000/-
Personal Loan upto 12 times your total Income*
Housing Loan*
Credit Card*
Free Internet Banking/ Mobile Banking for the 1st Year
Free Visa Multi Currency Travel card with travel insurance*
Seylan Mega Reward*

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18+ Youth Savings Account
Category Indicative Rate (P.A)
Teen / Youth Savings 3.50%

Features
Higher interest rate than the normal savings accounts | Medical insurance cover for Account Holder
Life Insurance cover for Account Holder | Gift at wedding | Free Ran Kekulu Account for the first baby
Scholarships for University Entrants | Debit/ ATM cards | Internet and mobile Banking Facilities
Instant loan upto 90% of the account balance

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14 plus
Category Indicative Rate (P.A)
Teen / Youth Savings Contact Bank

Features
RDB 14+ Account, recently introduced by RDB Bank to make the young community bese towards savings habit can be named as a special savings tool.
RDB 14+ is operated with value additions that could attract the teens of 14 and above.
A higher interest rate with the addition of 30% bonus interest compared to the growth of the balance in the Account is offered by RDB 14+ Account.
Loan facilities may be obtained by the young community to fulfill their dreams of owning a house, vehicle, furniture, business, buying electronic equipment and accessories, for educational needs, for foreign tours and that can be arranged through this account.
Account holders are entitled to special benefits at the time of demise of the mother or father or at the time of any sickness of the children.

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Minor Savings Account
Category Indicative Rate (P.A)
Children Savings 4.00%

Features
Access bonus interest as you save more.
Interest calculated daily and paid monthly.
Easily show your child their savings progress with internet banking.
Encourage them to take control of their savings and spending while they are young.
Build independent and financial discipline.

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Children's Savings Planner
Category Indicative Rate (P.A)
Children Savings Up to 12.00%

Features
A guaranteed interest rate
Option to select a savings plans ranging from 1-18 years.
Savings plans from LKR 250,000.00 - up to LKR 10,000,000/-.
Watch your investment grow via the NDB e-statement and Mobile Banking.

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Anagi Women's Savings Account
Category Indicative Rate (P.A)
Women's Saving 2.75%

Features
You can earn a higher interest rate than the rate offered for Regular Savings Accounts.
You will be offered with ‘Anagi’ branded "Members Only" passbook.
An attractive 'Anagi' Debit Card with year-round discounts, will be offered to you.
Your interest will be calculated on a daily basis and credited monthly.

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Personal Foreign Currency Account (PFCA)
Category Indicative Rate (P.A)
Non-Resident Foreign Currency Accounts (NRFC) Contact Bank

Features
Type of Accounts : Foreign currency savings and fixed deposits
Range of currencies : A choice of designated currencies in which you can maintain your account : USD, EUR, JPY, SGD, CAD, HKD, GBP, CHF, AUD, DKK, SEK, NZD,NOK,CNY
Save and earn more benefits : Entitle yourself for benefit schemes by maintaining a balance of USD 500.00 or equivalent in addition to interest income.
Account access :You can view your account balance and statements by obtaining our Seylan Bank Internet banking facility at your own convenience.
Easy Payment and transfers: Pay bills and transfer funds to accounts within Seylan bank or to other Sri Lankan bank accounts in rupees or foreign currencies.
Loan Facility : Up to 90%* Rupee or FCY loans against your PFCA deposits (condition applies).

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Sampath EXPAT Account (SEA)
Category Indicative Rate (P.A)
Non-Resident Foreign Currency Accounts (NRFC) Refer Bank

Features
An internationally accepted Credit Card from Platinum Category or above with joining fee and 1st year annual fee, waived off
Supplementary Credit Card for immediate family members with joining fee and 1st year annual fee, waived off
Eligibility for all local and overseas offers valid for your respective Sampath Credit Card.
Sampath Vishwa Online Banking facility with 1st year annual fee waived off for accounts opened until 1st April 2021.
Slab-wise Cash Back benefits by maintaining the minimum, average balance in your SEA.

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Savings Planner
Category Indicative Rate (P.A)
Salary Savings Up to 12.00%

Features
Savings plans ranging from LKR 250,000 up to LKR 10 Million.
Option to select a savings period of 1-10 years.
Ability to start a plan with a large deposit and continue the savings planner (in multiples of LKR100,000) and make a lesser monthly commitment
Watch your investment grow via NDB e-statement and Mobile Banking App

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Premier Current Account
Category Indicative Rate (P.A)
Personal Current Account Contact Bank

Features
Branded Chequebook | Priority Service | Free Internet Banking (Annual Fee waived off)
Free Digital Banking App (Annual Fee waived off) | Free HNB Alerts (Includes alerts on cheque related transactions)
Special rates on SME Loans and Leases | Special rates on Home Loans
Special rates on Personal Loans | Special rates on Personal Leases
Discounts on documentation charges for selected Loan Facilities
Set-up fee waived off for Standing Orders favouring HNB Accounts

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Harvest Account
Category Indicative Rate (P.A)
Special Savings Up to 3.25%

Features
An additional interest of 1% when balance exceeds Rs. 10,000/-
Priority for agriculture loans
Concessionary interest rates for cash backed facilities
“Harvest” account holders receive priority for agriculture loans to assist them with the seasonal harvesting and other agriculture related activity.
Concessionary interest rates are granted to cash backed facilities.

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NDB Aachara
Category Indicative Rate (P.A)
Senior Citizens Up to 4.00%

Features
Open an Aachara savings Account with a minimum deposit of LKR 200
Open an Aachara Current Account with minimum deposit of LKR 5,000
Higher interest rates for Aachara senior citizens' Fixed deposits
Receive a personalised Cheque Book for Current accounts
Branded Aachara Visa Debit Card
Access your account via Online Banking and Mobile Banking App

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Salary Saver
Category Indicative Rate (P.A)
Salary Savings Up to 5.75%

Features
Credit Card :Joining fee waived off | Annual fee waived off
International Debit Card : Joining fee waived off
Personal Loans : 50% off on Personal Loan processing fee (for primary applicant only)
Standing Orders : 50% off on processing fee
Internet Banking : Free (for primary applicant only)
SMS Alerts : Free (for primary applicant only)

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Sampath Supreme Current Account
Category Indicative Rate (P.A)
Other Current Account Contact Bank

Features
No charges on cheque redeposit | No charges on outward cheque returns | Printing the year on which the customer opened the account (e.g. “Customer since……..”)
Credit within one day from any bank for Sampath current account cheques | Receive immediate SMS alerts of your cheque transactions on your mobile.
Immediate encashment of cheques from any one of our branches located islandwide, even if you are not a holder of a Sampath Current Account.
Cheque clearing commissions are not charged for the cheques which are cleared in areas located away from Colombo.
Sampath Bank crossed cheques can be deposited at any branch and realized via another branch.
Immediate overdraft (OD) through the FLEXI facility which links all your Sampath Saving Accounts to your Sampath Current Account.

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NSB NEO
Category Indicative Rate (P.A)
Teen / Youth Savings Up to 3.25%

Features
Can be opened with an initial deposit of Rs. 1000/-
Special premium interest for those who exclusively bank online and through CDM
Online payment enabled debit card.
Attractive gift schemes
Free Online banking facility / Free SMS alert service

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Outward Investments Account
Category Indicative Rate (P.A)
Resident Foreign Currency Accounts (RFC) Refer Bank

Features
Outward Investment Account(OIA) is a special account for resident investors in Sri Lanka to channel funds abroad for eligible overseas investments such as investment in Shares and debt securities of companies incorporated outside Sri Lanka, Units in regulated unit trusts, Sovereign Bonds issued by foreign governments and to set up overseas office.

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Personal Foreign Currency Accounts
Category Indicative Rate (P.A)
Resident Foreign Currency Accounts (RFC) Refer Bank

Features
You can apply for Sri Lanka rupee or foreign currency loans & advances at concessional rates. This facility enables you to retain the foreign currency deposits intact.
Arrangements can be made for a member of your family or friend to operate this account on your behalf.
You will receive the option of appointing a nominee, to whom the funds in the account are to be paid, in the event of death of the account holder.
Standing orders are effected without any commission.
You can switch from one currency to another at competitive exchange rates.
Above all you will receive our personalized service.

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Personal Foreign Currency Accounts
Category Indicative Rate (P.A)
Resident Foreign Currency Accounts (RFC) Contact Bank

Features
Debit Card issued free of charge | Monthly Interest.
Credit Card facilities are available against the funds in the Accounts.
Inward Remittances credited to Accounts free of charge | Outward Remittances
Instant loans up to 90% of the FC A/C balances.
Internet banking, Mobile banking and Voice banking facilities
Ability to transfer funds within the Bank or different Banks.

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Mega Bonus Savings Account
Category Indicative Rate (P.A)
Special Savings Up to 2.50%

Features
Initial deposit – LKR 1,000 | Interest rate that proportionately increases when the account balance increases.
Interest calculated daily and credited monthly.
The facility to obtain a cash-back loan up to 90% of the account balance.
Chip based VISA Debit Card with access to over 2300 ATMs Island wide.

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DFCC Junior Account
Category Indicative Rate (P.A)
Children Savings Up to 5.00%

Features
DFCC Bank also rewards children who excel in the Grade 5 scholarship examination with cash benefits.
Each mark in excess of 150, would receive a reward of LKR 150 (LKR 5,000 or above to be deposited to the account during the promotional period).

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Salary Power
Category Indicative Rate (P.A)
Salary Savings Up to 3.50%

Features
Attractive interest rates for account balances of Rs.2,000/- & above (See Interest Rates)
Special interest for balances over the following slabs - Rs.25,000/- and Rs.50,000/-
FREE - Personal accident insurance cover upto Rs.200,000/- (Terms & Conditions apply) | Cash withdrawals at any Union Bank ATM (See ATM Network) | SMS alerts | Utility bill payments at branches
Housing & Personal loans at attractive interest rates (Terms & Conditions apply)
Visa International Shopping Debit Card with global access and special offers / discounts
Online banking facility
Access to account from any ATM in Sri Lanka(via LankaPay) and Visa ATMs globally(interchange fees apply at other Bank ATMs)

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Savings Account
Category Indicative Rate (P.A)
Regular Savings Up to 4.50%

Features
TIER Based Interest Rate View Interest Rates, Rs.1,000 Initial Deposit and Minimum Balance
FREE Over the counter Withdrawals, ATM access, Virtual Banking Service
Auto Sweep Facility, Passbook / Statements

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Savings Account
Category Indicative Rate (P.A)
Regular Savings 2.64%

Features
Minimum deposit is Rs. 1,000/- / Profit will be credited monthly at a pre-agreed ratio
Can open individually or jointly / Standing Order facility / VISA Debit Card with SMS alerts
Periodic Statements including e-statments or Passbook to record and monitor account transactions
Access to Amana Bank Internet Banking & Mobile Banking

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FCY SAVINGS ACCOUNT
Category Indicative Rate (P.A)
Non-Resident Foreign Currency Accounts (NRFC) Contact Bank

Features
Multiple currencies to choose from (USD, GBP, EUR, AUD, JPY and SGD)
Attractive profit rates (click here for latest profit rates paid)
E-Statement and E-mail banking Facility
Remit money directly to account through Lanka Money Transfer (LMT) Services
Advance Payment Guarantees

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Real Saver
Category Indicative Rate (P.A)
Regular Savings Up to 4.00%

Features
100% bonus as your monthly commitment is met
A minimum monthly deposit of Rs. 1,000 or above has to be pledged by you at the time of opening an account
Open with an initial deposit of Rs. 1000/-
Recieve a Passbook or an e-statement to track your savings
Mobile banking facility
Free internet banking facility

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Araliya Women’s Savings Account
Category Indicative Rate (P.A)
Women's Saving Up to 3.25%

Features
Interest up to 3.75% p.a. for all accounts meeting the monthly commitment
Welcome gift for initial deposits of Rs.10,000
A free Minor Children’s Savings Account at child birth from the bank for accounts maintaining a monthly average balance above Rs.25,000/
Free life protection cover of up to Rs. 1,000,000 for account holder and family
Free hospitalization cover for family members and account holder*
Free medical check-up for account holder after five years from the date of account opening
Gift Voucher on 21st birthday for accounts maintaining a monthly average balance above Rs. 25,000
E-statements or passbook upon request / Special rates on loan facilities by NDB
Branded ATM Debit Card / Online Banking facility / Mobile banking facility
Minimum deposit required to open the account is Rs. 1,000

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Ran Kekulu Smart
Category Indicative Rate (P.A)
Children Savings 4.50%

Features
Higher interest rate than the normal savings accounts
Surgical & Hospitalization cover for Account Holder
Life insurance cover for parent/guardian
Scholarships for grade 5 scholarships winners

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ABHIMANI WOMEN’S SAVINGS ACCOUNT
Category Indicative Rate (P.A)
Women's Saving 5.00%

Features
Free Branded “Abhimani” Debit Card
Processing Fees on Personal Loans – 25% waived from the prevailing tariff for the “Abhimani” Account holders who obtain loans for the purpose of education & wedding
Free “Prodihitiyo” minor savings account for the newborn babies with an initial deposit of LKR 1,000/- contributed by the Bank for “Abhimani” account holders who maintains a minimum balance of LKR 10,000/-, consecutively for 3 months.
Cash Back Facility up to 90% against the “Abhimani” Savings Account Balance
Mobile & Internet Banking – Registration fee and first year annual fee fully waived.
SMS Alerts (setup & updates fee) – FREE

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DFCC Garusaru
Category Indicative Rate (P.A)
Senior Citizens Up to 4.50%

Features
Senior citizens have been devoting their lives to the service of the community. DFCC Garusaru aims to provide our senior citizens with the benefits that they need.
Initial deposit– LKR 1,000
Vouchers, discounts and loyalty points from various institutions including health care

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Current account
Category Indicative Rate (P.A)
Personal Current Account Contact Bank

Features
Personalized Cheque Book, Instant Updates on your Mobile
Secure and Fast Cheque Processing, Virtual Banking Service
Auto Sweep Facility, ATM access

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Ladies 1st
Category Indicative Rate (P.A)
Women's Saving 2.50%

Features
Higher interest rate than the normal savings.
Branded Pass book and branded Visa Debit card.
Loans on discounted rates of 0.25% below the current rate- Personal Loans / Housing Loans / Vehicle Loans / Leasing Facilities

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Savings Accounts
Category Indicative Rate (P.A)
Regular Savings 3.00%

Features
ATM cum Debit Card (Visa) | Standing Order Facility
Free SMS Alerts | The freedom to enjoy unlimited withdrawals per month
A Passbook to monitor the progress of your savings | ATM cum Debit Card (Visa)
Standing Order Facility | Free SMS Alerts | Internet Banking facility
The freedom to enjoy unlimited withdrawals per month
A Passbook to monitor the progress of your savings
Mobile Banking facility to access your account from anywhere, anytime
Interest is calculated daily and credited to your account monthly
E- statement facilities directed to your preferred email address at preferred periodicity
Nomination facility at free of charge

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NDB Shilpa Children's Savings Account
Category Indicative Rate (P.A)
Children Savings Up to 6.00%

Features
The account holder is entitled to a free hospitalization cover whereby Rs.2,500/- per day shall be paid in the event of the account balance reaching Rs.20,000/- However the total amount payable shall be subject to a maximum amount of Rs.225,000 /- per annum
In the event the account holder is admitted to the intensive care unit of a hospital , the above benefit on hospitalisation per day shall be doubled. However the total amount payable will be subject to a maximum amount of Rs.225,000 per anum.
Please note the above shall be applicable only after the account holder reaches one year (01) of age and for hospital stays of not less than two (02) nights
In the event the account balance reaches Rs. 20,000/- the parent /guardian (who has signed the mandate) of the account holder shall be entitled to a free life insurance cover and a permanent disability cover amounting to Rs.50,000/-
In the event the account balance reaches 50,000/- , the above benefit to the parent/guardian shall be doubled.
Standing orders will be placed free of charge for money transfers from parent's/guardian's NDB Account to NDB Children's Savings Account
Special rewards for your child`s performance at the Grade 5 Scholarship Exam
Special rewards for your Child’s performance at G.C.E O/L exam.

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Sampath FC Prime
Category Indicative Rate (P.A)
Resident Foreign Currency Accounts (RFC) Up to 3.99%

Features
Initially accounts will only be offered in USD
Higher interest rate than conventional rates offered on foreign currency savings accounts
Bonus interest for the average balance maintained in your account on base interest

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Yasasa Pensioners'Savings Account
Category Indicative Rate (P.A)
Senior Citizens Up to 3.00%

Features
You will receive a higher interest rate.| A free Debit Card will be offered with year round attractive discounts.
You can get an advance of up to 75% of your monthly remitted pension. (Subject to a maximum limit of Rs. 50,000/-)
You can apply for a Pensioners’ Loan up to 3 Mn with a longer repayment period up to 10 years (The Pensioner needs to be below 74 years of age to be eligible for this facility).
A ComBank International Credit Card could be offered to you with joining fee and 1st year annual fee waived off.
You can open either a Statement Savings or a Pass Book Savings Account according to your choice
You can appoint a Nominee for your account.
Your interest will be calculated on a daily basis and credited monthly.
Your money is freely available for withdrawals or transfers. No prior notice is required. There is no minimum period for deposits.

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Sisu Udana
Category Indicative Rate (P.A)
Children Savings Up to 4.25%

Features
Cash awards & Educational value gifts for the child
2% Bonus interest over normal savings accounts
Free Scholarship Seminars (Sinhala/Tamil)
For all new accounts, the bank will contribute the initial deposit of Rs.250/- to open the account
Special cash awards for children that excel at the grade 5 scholarship, G.C.E O/L and A/L examinations
Ability to open the account at school Sisu Udana Savings Units

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Accelerate Savings Account
Category Indicative Rate (P.A)
Special Savings Up to 2.50%

Features
Accelerate your progress in life through a range of special loans, free rewards and exclusive merchant offers for your branded debit card and many more from Seylan Accelerate saving account.

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Blue Chip Money Market Savings
Category Indicative Rate (P.A)
Special Savings Up to 15.00%

Features
Sweep-in-sweep-out facility between BlueChip Money Market Savings Account and current account (applicable for accounts which are not marked with pre-approved overdraft limits)
Bank statements and e-statements available
No service charges

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Diri Daru - Scholarship Scheme
Category Indicative Rate (P.A)
Children Savings Contact Bank

Features
Scholarships and rewards for Minor account holders excelling in grade 05 Scholarship examination, GCE & London Ordinary Level examination and GCE & London Advanced Level examination

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Dotcom Teen Account
Category Indicative Rate (P.A)
Teen / Youth Savings 3.00%

Features
Encourage teenagers to save while controlling their spending.
A higher interest rate than the regular savings account will be offered for Dotcom Account.
A Dotcom Debit Card will be offered to your child at a discounted price.
Loan facilities will be offered for the parent or the legal guardian for educational purposes of the child.

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Current Accounts
Category Indicative Rate (P.A)
Other Current Account Contact Bank

Features
Commercial Bank cheques are highly recognized and accepted throughout the country
Convenience of dealing with an island wide branch network and through ATMs, Online Banking and Mobile Banking
E-statement facilities directed to your preferred email address
Same day credit to Commercial Bank cheques deposited to your account

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Smart Goals
Category Indicative Rate (P.A)
Special Savings Contact Bank

Features
Smart Goals offers higher interest rates
Total flexibility and convenience. Customers can plan ahead to achieve their targets in three years by depositing any amount of money at any time.
Incentive to save. The more customers save, the higher the interest rate. It will be calculated on a daily basis and credited to one’s Smart Goals account monthly.
Customers can also opt not to withdraw their money at the end of three years. This will entitle them to an additional interest rate of 0.5% if no withdrawals are made during the relevant month

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NSB Sthree
Category Indicative Rate (P.A)
Women's Saving 3.00%

Features
Every woman desires a comfortable life. National Savings Bank offers all women a chance to fulfill their dreams by offering “Sthree” – the savings plan designed exclusively for women
It is a savings scheme, which will lend you a hand to shoulder your responsibilities and to become the heiress to a better tomorrow.
A cash prize of Rs. 10,000/- as a wedding gift | Free “prarthana” certificate with a face value of Rs. 50,000/- for a baby.
ATM / MasterCard or Visa Debit / Shopping Card facility.| A cash prize of Rs. 1,500/- for the first graduation.| A cash prize of Rs.10,000/- for 25th wedding anniversary

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Personal / Joint Current Account
Category Indicative Rate (P.A)
Personal Current Account Contact Bank

Features
Type of accounts - Personal and Joint Accounts
Entitle yourself - for "Mega Reward" scheme by maintaining a minimum balance of LKR 20,000/-
24/7 access- you can access your account anytime, anywhere with our "Internet Banking" / "SMS Banking" / "Mobile Banking"
Cheque Book Facility
Convenient Banking with ? Island wide Branch Network & "ATM network"& 365 day Banking
Free Monthly Statement Facility
Visa Debit Card- A secured and quick method of buying goods and services.
Make bulk payment easy with Seylan Payroll
Register for E-Statement- view your statement on the go even on your Smart phone

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Inward Investment Account (IIA)
Category Indicative Rate (P.A)
Non-Resident Foreign Currency Accounts (NRFC) Contact Bank

Features
Accounts can be maintained in Sri Lanka Rupees and foreign currency.
Accounts may be jointly opened with another eligible person.
Sampath Vishwa banking facility.
Debit Card facility.
Existing SIA/SFIDA re-designated as IIA

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Current Accounts
Category Indicative Rate (P.A)
Personal Current Account Contact Bank

Features
The freedom to enjoy unlimited withdrawals per month
Internet Banking facility | Standing Order Facility
Mobile Banking facility to access your account from anywhere, anytime.
Free Internet Banking Facility | Free SMS Alerts.
E- statement facilities directed to your preferred email address
Personalized Cheque book facility
You can also make payments for goods and services using your ATM cum Debit card, to any merchant with a POS machine connected to the Visa or Master network.

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BOC Smart Salary Saver Account
Category Indicative Rate (P.A)
Salary Savings Contact Bank

Features
Daily investment of additional funds | Easy access for invested funds for day to day payments
Instant Salary Advance | Automated Monthly Bill Payment
E-Commerce enabled Debit Card | Digital Banking Services

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