Welcome to Cargills Bank


Cargills Bank Ltd

Welcome to Cargills Bank Ltd

Contact No : 94 11 7 640 175

Address : No. 696, Galle Road, Colombo 3.

Mastercard Gold
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 2,250/- 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

View more

Mastercard Titanium
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 3,400/- 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

View more

Mastercard Platinum
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 4,900/- 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

View more

MASTERCARD ASCEND
Joining Fee Annual Fee Indicative Rate (P.A)
Free Free 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

View more

SHOPPING DEBIT CARD
Joining Fee Annual Fee
Contact Bank LKR 750/-

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Access to over 3000 LankaPay connected ATMs & over 1 million ATMs globally through Cirrus, Maestro & Mastercard networks
Accepted over 38 million Mastercard merchant outlets
SMS alert on your transactions

View more

Personal Loans
Indicative Rate (P.A) Tenure Max Loan Amount
Up to 18.00% Up to 7 Years LKR 7,500,000

Features
We grant Loans for up to 5 Years for salaried and up to 7 Years for professionals.
We offer you very attractive variable and fixed interest rates
Salaried employees can enjoy loans up to Rs.5.0Mn. and professionals can go up to Rs.7.5Mn

View more...


FLEXI DRAFT
Indicative Rate (P.A) Tenure Max Loan Amount
Up to 18.00% Up to 5 Years Contact Bank

Features
Attractive Interest Rate
Lowest monthly installment
Flexible Repayment Plans up to 5 Years
No early settlement fee for part and full settlement of the Loan

View more...


Features
We offer you attractive fixed and variable interest rates.
We charge lower legal fees for your loan.
If its construction you are looking at, we offer up to 80% of BOQ (for construction).
To buy a house, we help you by offering up to 75% of FSV.
To buy bare land, we offer you up to 60% of the FSV.

View more...


Loan against Property
Indicative Rate (P.A) Tenure Max Loan Amount
Up to 16.25% Up to 15 Years LKR 50,000,000

Features
We bring you attractive fixed and variable interest rates.
We grant loans for up to 15 Years.

View more...


Vehicle Loans
Indicative Rate (P.A) Tenure Max Loan Amount
Up to 16.00% Up to 7 Years LKR 20,000,000

Features
We grant Loans for up to 7 Years. | We bring you attractive Interest Rates.
We are ready to grant you Loan amounts from a minimum of Rs. 500,000 up to a maximum of 20,000,000.

View more...


No results found

We couldnt find any result based on your search
High Return Saver
Category Indicative Rate (P.A)
Special Savings Up to 6.00%

Features
You get an amazing Interest rate.
We calculate your interest for the days’ end balance and not on the average balance, which is then added to your account at the end of the month.
You can simply open an account with an Initial deposit of just Rs. 1,000/-.
You can access your account through over 3,500 Lankapay ATMs.
We offer you Monthly E-statements, which gives you added convenience. | Our online and mobile banking services give you ‘banking at your fingertips’.
You get 2 FREE ATM withdrawals, every month.
With ’Cargills Cash‘, you can now deposit, withdraw, send cash and even purchase goods, through over 426 Cargills Food City outlets, which are open from 8.00 to 10.00.p.m, 365 days of the year.

View more...


Cargills Bank Salary Account
Category Indicative Rate (P.A)
Salary Savings Up to 5.00%

Features
Our interest rate slabs give you special interest rates, according to your days’ end account balance.
You can simply open an account, with an initial deposit of Rs. 1000/=.
You are entitled to a host of benefits, according to your salary range.
Our online and mobile banking services give, you ‘banking at your fingertips’.
With ’Cargills Cash‘, you can now deposit, withdraw, send cash and even purchase goods, through over 426 Cargills Food City outlets, which are open from 8.00 to 10.00.p.m, 365 days of the year.

View more...


Podihitiyo Children’s Savings Account
Category Indicative Rate (P.A)
Children Savings Up to 7.50%

Features
Currently offers the best tiered interest rate on minor savings account in the market
Tiered interest rates
Interest accumulates on day-end (EOD) balance
With ’Cargills Cash‘, you can now deposit, withdraw, send cash and even purchase goods, through over 426 Cargills Food City outlets, which are open from 8.00 to 10.00.p.m, 365 days of the year.

View more...


Cargills Cash Savings Account
Category Indicative Rate (P.A)
Special Savings 3.00%

Features
For the first time in Sri Lanka, you can deposit and withdraw cash at any Cargills Food City outlet and purchase goods using your mobile phone.
You can Send Cash instantly to any mobile phone, and Withdraw Cash from any Cargills Food City outlet.
You get guaranteed Cash, at any Cargills Food City outlet.
You can access your bank account securely and instantly, anytime, anywhere and on any day.
You have the utmost convenience, whether you are at home or out shopping.

View more...


Senior Citizen’s Savings
Category Indicative Rate (P.A)
Senior Citizens 5.00%

Features
Having spent your whole life working, raising your kids and contributing to the economy and the success of this country, you deserve nothing less than dignity and respect.
To be able to spend your retirement in peace and comfort.

View more...


Personal Foreign Currency Account
Category Indicative Rate (P.A)
Resident Foreign Currency Accounts (RFC) 1.75%

Features
PFCA’s are an amalgamation of previous Resident Foreign Currency Accounts (RFC), Non-Resident Foreign Currency Accounts (NRFC), Resident Non- Nationals’ Foreign Currency Accounts (RNNFC) and Non-Resident Non-National Foreign Currency Accounts (NRNNFA).

View more...


Outward Investments Account
Category Indicative Rate (P.A)
Resident Foreign Currency Accounts (RFC) Contact Bank

Features
Outward Investment Account(OIA) is a special account for resident investors in Sri Lanka to channel funds abroad for eligible overseas investments such as investment in Shares and debt securities of companies incorporated outside Sri Lanka, Units in regulated unit trusts, Sovereign Bonds issued by foreign governments and to set up overseas office.

View more...


Inward Investments Account
Category Indicative Rate (P.A)
Resident Foreign Currency Accounts (RFC) Contact Bank

Features
IIA is an amalgamation of “Securities Investment Accounts” (SIAs) and “Special Foreign Investment Deposit Accounts” (SFIDAs) opened and maintained in foreign currencies and in Sri Lanka Rupees of previous Exchange Control Act.

View more...


Abhimani Women’s Savings Account
Category Indicative Rate (P.A)
Women's Saving 3.00%

Features
Free Branded “Abhimani” Debit Card
Processing Fees on Personal Loans – 25% waived from the prevailing tariff for the “Abhimani” Account holders who obtain loans for the purpose of education & wedding.
Free “Podihitiyo” minor savings account for the newborn babies with an initial deposit of LKR 1,000/- contributed by the Bank for “Abhimani” account holders who maintains a minimum balance of LKR 10,000/-, consecutively for 3 months.
Mobile & Internet Banking – Registration fee and first year annual fee fully waived.
SMS Alerts (setup & updates fee) – FREE

View more...


CURRENT ACCOUNTS
Category Indicative Rate (P.A)
Personal Current Account Contact Bank

Features
Personalized cheque books immediately
Easy access to your account from anywhere you are, simply through our Mobile and Online Banking facility
Our “Cargills Cash” service that allows you the convenience of simply depositing to your account through over 477 Cargills Food City outlets islandwide, open from 8 to 10, 365 days of the year

View more...


Fixed Deposits
1 Month 2 Months 3 Months
7.00% -- 7.75%
6 Months 12 Months (1Y) 24 Months (2Y)
8.00% 8.25% 9.50%

Features
Deposits can be opened with the tenures of 1, 3 and 6 Months and 1 to 5 years.
Option of withdrawing your interest at Maturity, Monthly, or to be capitalized for a further tenure.

View more...


DIRIYA
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 5.60% 5.60%

Features
DIRIYA, is an investment plan account designed to set aside a fixed amount of savings every month (fixed monthly installment) to achieve a target amount at the end of an agreed period, which will help the customer to secure the future needs and confidence to take life with a firm financial foundation.
No Minimum Balance Fee
SMS Alert Free of Charge
IB & MB Free of Charge
Standing Instruction Setup Free of Charge
Customers can select the investment periods ranging from 1 – 10 years to start with their investment plan.

View more...


Foreign Currency Fixed Deposits
1 Month 2 Months 3 Months
4.00% -- 4.50%
6 Months 12 Months (1Y) 24 Months (2Y)
5.00% 5.75% 4.25%

Features
PFCA’s are an amalgamation of previous Resident Foreign Currency Accounts (RFC), Non-Resident Foreign Currency Accounts (NRFC), Resident Non- Nationals’ Foreign Currency Accounts (RNNFC) and Non-Resident Non-National Foreign Currency Accounts (NRNNFA)

View more...


No results found

We couldnt find any result based on your search

No results found

We couldnt find any result based on your search

Grow your wealth with Cargills Bank with 9% fixed deposits for 200 days!

𝐂𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠 𝐨𝐮𝐫 𝟏𝟎𝐭𝐡 𝐀𝐧𝐧𝐢𝐯𝐞𝐫𝐬𝐚𝐫𝐲 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮!

Cultivating Success, Harvesting Prosperity.

Rooted in Trust, Empowering Progress

Buy anything, anywhere!

Build your Dream Career in Banking with Cargills Bank today!

ලොකු වැඩ කරන්න ඉන්න පොඩ්ඩන්ට

Give your child a head start in life, by saving on their behalf with our Podihitiyo savings account

Enjoy a 10% Interest Rate on a 10 Month Fixed Deposit. Hurry up, limited time offer!

Stay 2 nights at your favorite hotels island-wide and pay for only 1 with Cargills Bank Credit Cards!

රු 260/- ක BONUS RELOAD එකක්!

Celebrate Mother’s Day with Cargills Bank Cards. Enjoy 30% Savings at Abdeen Jewellers.

Celebrate Mother’s Day with Cargills Bank Credit Cards!

Witness a cinematic spectacle at Majestic Cineplex Colombo & Regal Cinemas and get 20% savings when you pay with Cargills Bank Credit Cards.

Enjoy a delicious feast at TGIF and get 20% savings on Cargills Bank Credit & Debit Cards.

Enjoy your favorite treat at KFC and get 20% savings when you pay with Cargills Bank Credit & Debit Cards.

any day any time 30% savings for credit cards & 15% for debit cards on local fresh vegetables & fruits at Cargills supermarkets

Enjoy up to 10% savings when you shop using Cargills Bank Credit & Debit Card!

Open a fixed deposit for 10 months at Cargills Bank and get 10% p.a

Customer Service Officer – Call Center

Executive – Logistics Department

Business Development Officer (Cargills Cash ) -Western & Southern Province

Customer Relationship Officer ( Location – Gampaha, Kuliyapitiya, Wennappuwa & Dambulla )

Senior Manager – Credit Risk Management

Assistant Relationship Manager/ Relationship Manager – SME Department

Senior Banking Assistant / Executive – Old Moor Street Trade Hub

Credit Executive – Locations: Chilaw , Chunnakam, Colombo, Wattala

Manager- Liability Sales

Notice to the general public!