Welcome to Cargills Bank


Cargills Bank Ltd

Welcome to Cargills Bank Ltd

Contact No : 94 11 7 640 175

Address : No. 696, Galle Road, Colombo 3.

Mastercard Gold
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 2,250/- 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

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Mastercard Titanium
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 3,400/- 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

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Mastercard Platinum
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 4,900/- 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

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MASTERCARD ASCEND
Joining Fee Annual Fee Indicative Rate (P.A)
Free Free 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

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SHOPPING DEBIT CARD
Joining Fee Annual Fee
Contact Bank LKR 750/-

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Access to over 3000 LankaPay connected ATMs & over 1 million ATMs globally through Cirrus, Maestro & Mastercard networks
Accepted over 38 million Mastercard merchant outlets
SMS alert on your transactions

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Personal Loans
Indicative Rate (P.A) Tenure Max Loan Amount
16.00% to 21.25% Up to 7 Years LKR 7,500,000

Features
We grant Loans for up to 5 Years for salaried and up to 7 Years for professionals.
We offer you very attractive variable and fixed interest rates
Salaried employees can enjoy loans up to Rs.5.0Mn. and professionals can go up to Rs.7.5Mn

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Features
We offer you attractive fixed and variable interest rates.
We charge lower legal fees for your loan.
If its construction you are looking at, we offer up to 80% of BOQ (for construction).
To buy a house, we help you by offering up to 75% of FSV.
To buy bare land, we offer you up to 60% of the FSV.

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Loan against Property
Indicative Rate (P.A) Tenure Max Loan Amount
15.50% to 18.25% Up to 15 Years LKR 50,000,000

Features
We bring you attractive fixed and variable interest rates.
We grant loans for up to 15 Years.

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Vehicle Loans
Indicative Rate (P.A) Tenure Max Loan Amount
16.00% to 18.00% Up to 7 Years LKR 20,000,000

Features
We grant Loans for up to 7 Years. | We bring you attractive Interest Rates.
We are ready to grant you Loan amounts from a minimum of Rs. 500,000 up to a maximum of 20,000,000.

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High Return Saver
Category Indicative Rate (P.A)
Special Savings Up to 6.50%

Features
You get an amazing Interest rate.
We calculate your interest for the days’ end balance and not on the average balance, which is then added to your account at the end of the month.
You can simply open an account with an Initial deposit of just Rs. 1,000/-.
You can access your account through over 3,500 Lankapay ATMs.
We offer you Monthly E-statements, which gives you added convenience. | Our online and mobile banking services give you ‘banking at your fingertips’.
You get 2 FREE ATM withdrawals, every month.
With ’Cargills Cash‘, you can now deposit, withdraw, send cash and even purchase goods, through over 426 Cargills Food City outlets, which are open from 8.00 to 10.00.p.m, 365 days of the year.

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Cargills Bank Salary Account
Category Indicative Rate (P.A)
Salary Savings Up to 5.00%

Features
Our interest rate slabs give you special interest rates, according to your days’ end account balance.
You can simply open an account, with an initial deposit of Rs. 1000/=.
You are entitled to a host of benefits, according to your salary range.
Our online and mobile banking services give, you ‘banking at your fingertips’.
With ’Cargills Cash‘, you can now deposit, withdraw, send cash and even purchase goods, through over 426 Cargills Food City outlets, which are open from 8.00 to 10.00.p.m, 365 days of the year.

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Podihitiyo Children’s Savings Account
Category Indicative Rate (P.A)
Children Savings Up to 7.50%

Features
Currently offers the best tiered interest rate on minor savings account in the market
Tiered interest rates
Interest accumulates on day-end (EOD) balance
With ’Cargills Cash‘, you can now deposit, withdraw, send cash and even purchase goods, through over 426 Cargills Food City outlets, which are open from 8.00 to 10.00.p.m, 365 days of the year.

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Cargills Cash Savings Account
Category Indicative Rate (P.A)
Special Savings 3.00%

Features
For the first time in Sri Lanka, you can deposit and withdraw cash at any Cargills Food City outlet and purchase goods using your mobile phone.
You can Send Cash instantly to any mobile phone, and Withdraw Cash from any Cargills Food City outlet.
You get guaranteed Cash, at any Cargills Food City outlet.
You can access your bank account securely and instantly, anytime, anywhere and on any day.
You have the utmost convenience, whether you are at home or out shopping.

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Senior Citizen’s Savings
Category Indicative Rate (P.A)
Senior Citizens 5.00%

Features
Having spent your whole life working, raising your kids and contributing to the economy and the success of this country, you deserve nothing less than dignity and respect.
To be able to spend your retirement in peace and comfort.

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Personal Foreign Currency Account
Category Indicative Rate (P.A)
Resident Foreign Currency Accounts (RFC) 1.75%

Features
PFCA’s are an amalgamation of previous Resident Foreign Currency Accounts (RFC), Non-Resident Foreign Currency Accounts (NRFC), Resident Non- Nationals’ Foreign Currency Accounts (RNNFC) and Non-Resident Non-National Foreign Currency Accounts (NRNNFA).

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Outward Investments Account
Category Indicative Rate (P.A)
Resident Foreign Currency Accounts (RFC) Contact Bank

Features
Outward Investment Account(OIA) is a special account for resident investors in Sri Lanka to channel funds abroad for eligible overseas investments such as investment in Shares and debt securities of companies incorporated outside Sri Lanka, Units in regulated unit trusts, Sovereign Bonds issued by foreign governments and to set up overseas office.

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Inward Investments Account
Category Indicative Rate (P.A)
Resident Foreign Currency Accounts (RFC) Contact Bank

Features
IIA is an amalgamation of “Securities Investment Accounts” (SIAs) and “Special Foreign Investment Deposit Accounts” (SFIDAs) opened and maintained in foreign currencies and in Sri Lanka Rupees of previous Exchange Control Act.

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Abhimani Women’s Savings Account
Category Indicative Rate (P.A)
Women's Saving 3.00%

Features
Free Branded “Abhimani” Debit Card
Processing Fees on Personal Loans – 25% waived from the prevailing tariff for the “Abhimani” Account holders who obtain loans for the purpose of education & wedding.
Free “Podihitiyo” minor savings account for the newborn babies with an initial deposit of LKR 1,000/- contributed by the Bank for “Abhimani” account holders who maintains a minimum balance of LKR 10,000/-, consecutively for 3 months.
Mobile & Internet Banking – Registration fee and first year annual fee fully waived.
SMS Alerts (setup & updates fee) – FREE

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CURRENT ACCOUNTS
Category Indicative Rate (P.A)
Personal Current Account Contact Bank

Features
Personalized cheque books immediately
Easy access to your account from anywhere you are, simply through our Mobile and Online Banking facility
Our “Cargills Cash” service that allows you the convenience of simply depositing to your account through over 477 Cargills Food City outlets islandwide, open from 8 to 10, 365 days of the year

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Fixed Deposits
1 Month 2 Months 3 Months
8.50% -- 9.50%
6 Months 12 Months (1Y) 24 Months (2Y)
9.50% 9.50% 10.00%

Features
Deposits can be opened with the tenures of 1, 3 and 6 Months and 1 to 5 years.
Option of withdrawing your interest at Maturity, Monthly, or to be capitalized for a further tenure.

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DIRIYA
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 5.60% 5.60%

Features
DIRIYA, is an investment plan account designed to set aside a fixed amount of savings every month (fixed monthly installment) to achieve a target amount at the end of an agreed period, which will help the customer to secure the future needs and confidence to take life with a firm financial foundation.
No Minimum Balance Fee
SMS Alert Free of Charge
IB & MB Free of Charge
Standing Instruction Setup Free of Charge
Customers can select the investment periods ranging from 1 – 10 years to start with their investment plan.

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Foreign Currency Fixed Deposits
1 Month 2 Months 3 Months
4.00% -- 4.50%
6 Months 12 Months (1Y) 24 Months (2Y)
5.00% 5.75% 4.25%

Features
PFCA’s are an amalgamation of previous Resident Foreign Currency Accounts (RFC), Non-Resident Foreign Currency Accounts (NRFC), Resident Non- Nationals’ Foreign Currency Accounts (RNNFC) and Non-Resident Non-National Foreign Currency Accounts (NRNNFA)

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CARGILLS BANK RINGS OPENING BELL AT CSE MARKING SUCCESSFUL IPO AND LISTING

Important Notice!

මේ අභිනව අවුරුදු සමයේ කාගිල්ස් බැංකුවේ ක්‍රෙඩිට් කාඩ්පත් සඳහා සුවිශේෂී ඉතුරුම් වාසි භුක්ති විඳිනු මැනවි!

OWN YOUR DREAM VEHICLE TODAY WITH CARGILLS BANK Flexi DRAFT

මේ අභිනව අවුරුදු සමයේ කාගිල්ස් බැංකුවේ ක්‍රෙඩිට් කාඩ්පත් සහ ඩෙබිට් කාඩ්පත් සඳහා සුවිශේෂී ඉතුරුම් වාසි භුක්ති විඳිනු මැනවි!

60% දක්වා ඉතිරුම් වාසි

A Cargills Bank Milestone!

Celebrate the women all around the island and WIN BIG with Cargills Bank

මෙදා අලුත් අවුරුද්දට කාගිල්ස් බැංකුවේ අලුත් ලිත බලා සියලු වැඩ අල්ලන්නට ඔබත් සූදානම්ද?

PLANNING FOR A DREAM VACATION, DREAM WEDDING OR HOME RENOVATION?

Tiny Treasures, Big Returns!

YOUR BANK IS IN YOUR HAND!

Well, now you know!

Your Bank is your Best Friend!

Unlock your financial possibilities with Cargills Bank Personal Loans

Double the Delight with our Buy-One-Get-One-Free Double Decker Burger offer exclusively for Cargills Bank Credit Cardholders!

Happy Valentine's Day from Cargills Bank! Spread love and prosperity today and every day.

Cast your vote for Cargills Bank Mobile Banking App as the Most Popular Digital Payment Product of the Year 2023.

Unlock the key to a sparkling Valentine's Day!

Swipe your Cargills Bank card at Zig Zag and enjoy a heartwarming 25% off on your perfect Valentine's outfit!

Spread love and savings this Valentine's Day with Cargills Bank credit card!

Use your Cargills Bank credit card at Wishque and enjoy a delightful 20% off on your purchase for your loved ones!

Stop and Shop! Cargills Bank credit cards now offer 10% off with every purchase!

Enjoy 10% savings at Cargills Online with your Cargills Bank cards. Shop smarter, save more!

Experience Effortless Transactions with Cargills Bank Credit Cards where Every Swipe is a Seamless Journey.

Enjoy a 11% Interest Rate on a 11 Month Fixed Deposit. Hurry up, limited time offer!

Cargills Bank Debit Card, the ideal card for effortless, quick, secure, and globally accepted transactions.

ඔබත් Cargills Bank දින 60ක ස්ථාවර තැන්පතුවක් සමඟින් 12% ක පොලී අනුපාතයක් අත්විඳින්න.

Why Choose Cargills Bank Remittances Service?

Wishing you a Happy Thai Pongal!

Cargills Bank rings opening bell at CSE marking successful IPO and listing

Cargills Bank Limited rings the opening bell as it officially begins trading on the Colombo Stock Exchange, marking a significant milestone in its financial journey.

Junior Executive/ Senior Banking Assistant – Human Resources

Banking Assistant – Merchant Business Service

Credit Executive

Trainee Banking Assistants

Manager – Digital

Special Notice to Our Valued Customers!