Loan value – Minimum LKR 500,000 – Maximum LKR 15 Million
Repayment period up to 10 years
Ability to apply jointly with spouse
Speedy service
Attractive insurance premiums for mortgage protection covers
Sri Lankan citizens aged between 18-55 years
Should be employed for a minimum of 12 months and be in a confirmed employment
Minimum gross fixed income of Rs. 50,000 per month
Self-employed professionals/sole proprietors, or partners with net share of profit/income over LKR 100,000 per month
Documents Needed
Duly completed loan application form
Copy of national identity card
Copy of the latest salary slips
Letter from employer confirming employment and income
Non-salaried individuals should provide valid documentary proof to justify the repayment income
Standing order / salary assignment letter
Title deeds of property to be mortgaged
Connected survey plans
If the property consist of a building, Certificate of Conformity