Loan value – Minimum LKR 500,000 – Maximum LKR 15 Million | Repayment period up to 10 years
Ability to apply jointly with spouse | Speedy service
Attractive insurance premiums for mortgage protection covers
Sri Lankan citizens aged between 18-55 years | Should be employed for a minimum of 12 months and be in a confirmed employment
Minimum gross fixed income of Rs. 50,000 per month
Self-employed professionals/sole proprietors, or partners with net share of profit/income over LKR 100,000 per month
Documents Needed
Duly completed loan application form | Copy of national identity card
Copy of the latest salary slips | Letter from employer confirming employment and income
Non-salaried individuals should provide valid documentary proof to justify the repayment income
Standing order / salary assignment letter | Title deeds of property to be mortgaged
Connected survey plans | If the property consist of a building, Certificate of Conformity